This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 754 | 528 |
| 2 | 50,754 | 765 | 536 |
| 3 | 51,519 | 777 | 544 |
| 4 | 52,296 | 789 | 552 |
| 5 | 53,085 | 801 | 560 |
| 6 | 53,885 | 813 | 569 |
| 7 | 54,698 | 825 | 577 |
| 8 | 55,523 | 837 | 586 |
| 9 | 56,360 | 850 | 595 |
| 10 | 57,210 | 863 | 604 |
| 11 | 58,073 | 876 | 613 |
| 12 | 58,949 | 889 | 622 |
| 13 | 59,837 | 902 | 632 |
| 14 | 60,740 | 916 | 641 |
| 15 | 61,656 | 930 | 651 |
| 16 | 62,586 | 944 | 661 |
| 17 | 63,529 | 958 | 671 |
| 18 | 64,487 | 972 | 681 |
| 19 | 65,460 | 987 | 691 |
| 20 | 66,447 | 1,002 | 701 |
| TOTAL | $17,449 | $12,214 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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