This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 175 | 123 |
| 2 | 50,175 | 176 | 123 |
| 3 | 50,351 | 176 | 123 |
| 4 | 50,527 | 177 | 124 |
| 5 | 50,704 | 177 | 124 |
| 6 | 50,881 | 178 | 125 |
| 7 | 51,059 | 179 | 125 |
| 8 | 51,238 | 179 | 126 |
| 9 | 51,417 | 180 | 126 |
| 10 | 51,597 | 181 | 126 |
| 11 | 51,778 | 181 | 127 |
| 12 | 51,959 | 182 | 127 |
| 13 | 52,141 | 182 | 128 |
| 14 | 52,323 | 183 | 128 |
| 15 | 52,507 | 184 | 129 |
| 16 | 52,690 | 184 | 129 |
| 17 | 52,875 | 185 | 130 |
| 18 | 53,060 | 186 | 130 |
| 19 | 53,245 | 186 | 130 |
| 20 | 53,432 | 187 | 131 |
| TOTAL | $3,619 | $2,533 |
| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 300 | 210 |
| 2 | 50,300 | 302 | 211 |
| 3 | 50,602 | 304 | 213 |
| 4 | 50,905 | 305 | 214 |
| 5 | 51,211 | 307 | 215 |
| 6 | 51,518 | 309 | 216 |
| 7 | 51,827 | 311 | 218 |
| 8 | 52,138 | 313 | 219 |
| 9 | 52,451 | 315 | 220 |
| 10 | 52,766 | 317 | 222 |
| 11 | 53,082 | 318 | 223 |
| 12 | 53,401 | 320 | 224 |
| 13 | 53,721 | 322 | 226 |
| 14 | 54,044 | 324 | 227 |
| 15 | 54,368 | 326 | 228 |
| 16 | 54,694 | 328 | 230 |
| 17 | 55,022 | 330 | 231 |
| 18 | 55,352 | 332 | 232 |
| 19 | 55,684 | 334 | 234 |
| 20 | 56,019 | 336 | 235 |
| TOTAL | $6,355 | $4,448 |
| Year | Rate 6.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 3,000 | 2,100 |
| 2 | 53,000 | 3,180 | 2,226 |
| 3 | 56,180 | 3,371 | 2,360 |
| 4 | 59,551 | 3,573 | 2,501 |
| 5 | 63,124 | 3,787 | 2,651 |
| 6 | 66,911 | 4,015 | 2,810 |
| 7 | 70,926 | 4,256 | 2,979 |
| 8 | 75,182 | 4,511 | 3,158 |
| 9 | 79,692 | 4,782 | 3,347 |
| 10 | 84,474 | 5,068 | 3,548 |
| 11 | 89,542 | 5,373 | 3,761 |
| 12 | 94,915 | 5,695 | 3,986 |
| 13 | 100,610 | 6,037 | 4,226 |
| 14 | 106,646 | 6,399 | 4,479 |
| 15 | 113,045 | 6,783 | 4,748 |
| 16 | 119,828 | 7,190 | 5,033 |
| 17 | 127,018 | 7,621 | 5,335 |
| 18 | 134,639 | 8,078 | 5,655 |
| 19 | 142,717 | 8,563 | 5,994 |
| 20 | 151,280 | 9,077 | 6,354 |
| TOTAL | $110,357 | $77,250 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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|
Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
Learn More | |
|
Last change: ↓0.36% on March 12. |
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