1ST ALLIANCE

724 YORK ROAD
Baltimore, MD 21204

Notable Rates APY Vs.Others
Savings N.A. 2.60% →
1-Year CD N.A. 2.36% →
2-Year CD N.A. 2.60% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

1st Alliance is an NCUA insured institution located in Baltimore, MD. It was founded in 1959 and has approximately $4.51 millions in assets.

NCUA Insured Yes
Charter Number # # 12951
Date Established 1959
Assets $4.51 million
Loans $4.31 million
Deposits $4.44 million
Capital $0.07 million
 

Deposit Rates - November 13, 2019

Your Current Location: Connecticut, CT 06828

We do not yet have rates for 1st Alliance

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to 1st Alliance

Note to 1st Alliance
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for 1st Alliance, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - November 13, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for 1ST ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($88) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to 1ST ALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are 1st Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


1st Alliance Locations


Financial Details

1st Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Alliance U.S. Average
181.10% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, 1st Alliance had $461,031 in non-current loans and $0 in owned assets. To cover these potential losses it had $66,119 in net worth and $188,452 in loans loss reserves. That gives it a Texas Ratio of 181.10%.

Net Worth
1st Alliance U.S. Average
1.46% 13.65%

1st Alliance FCU has a net worth of 1.46% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Alliance

Branches and Savings

What is 1st Alliance?

A federal credit union, registered with the NCUA under certificate #12951.
Learn more about credit unions here.

Is 1st Alliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Alliance's share account and share certificate rates?

1st Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Alliance?

1st Alliance has total capital of $0.07 million. Full information on 1st Alliance's financial position is located above.

Who owns 1st Alliance?

Credit Unions are owned by their members.

Where are 1st Alliance branches located?

See branch locations nearby.

Are 1st Alliance ATMs Open 24/7?

Do 1st Alliance ATMs accept cash deposits?

Can 1st Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Alliance have a mobile app?

Does 1st Alliance have mobile deposit?

Does 1st Alliance have quick pay?

How can 1st Alliance transfer money to other banks or credit unions?

Does 1st Alliance report to credit bureaus?

Does 1st Alliance use Chexsystems?

Does 1st Alliance use Equifax?

What is 1st Alliance's toll free phone number?

What is 1st Alliance's ACH Routing Number?

What is 1st Alliance's SWIFT code?

Where can I find 1st Alliance's wire transfer form?

What is the 1st Alliance address for deposits?

What Products Does 1st Alliance Offer

Does 1st Alliance offer mortgages?

Compare mortgage rates here.

Does 1st Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Alliance offer auto and RV loans?

Compare auto loan rates here.

Does 1st Alliance offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for 1st Alliance

There are currently no comments for 1st Alliance. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →