1ST CHOICE COMMUNITY

3910 SCHAPER AVE
Erie, PA 16508

Notable Rates APY Vs.Others
Savings N.A. 2.60% →
1-Year CD N.A. 2.30% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

1st Choice Community is an NCUA insured institution located in Erie, PA. It was founded in 1941 and has approximately $27.29 millions in assets.

NCUA Insured Yes
Charter Number # # 4446
Date Established 1941
Assets $27.29 million
Loans $10.53 million
Deposits $24.65 million
Capital $2.07 million
 

Deposit Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for 1st Choice Community

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There are currently no rates available for 1st Choice Community, but see these great savings and CD rates:

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Loan Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST CHOICE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.536% 3.500% 0.50 $1,128 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to 1ST CHOICE COMMUNITY
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Branches

Below are 1st Choice Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Choice Community Locations


Financial Details

1st Choice Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Choice Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Choice Community U.S. Average
6.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, 1st Choice Community had $140,580 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,073,182 in net worth and $17,723 in loans loss reserves. That gives it a Texas Ratio of 6.72%.

Net Worth
1st Choice Community U.S. Average
7.59% 13.65%

1st Choice Community FCU has a net worth of 7.59% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Choice Community

Branches and Savings

What is 1st Choice Community?

A federal credit union, registered with the NCUA under certificate #4446.
Learn more about credit unions here.

Is 1st Choice Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Choice Community?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Choice Community's share account and share certificate rates?

1st Choice Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Choice Community?

1st Choice Community has total capital of $2.07 million. Full information on 1st Choice Community's financial position is located above.

Who owns 1st Choice Community?

Credit Unions are owned by their members.

Where are 1st Choice Community branches located?

See branch locations nearby.

Are 1st Choice Community ATMs Open 24/7?

Do 1st Choice Community ATMs accept cash deposits?

Can 1st Choice Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Choice Community have a mobile app?

Does 1st Choice Community have mobile deposit?

Does 1st Choice Community have quick pay?

How can 1st Choice Community transfer money to other banks or credit unions?

Does 1st Choice Community report to credit bureaus?

Does 1st Choice Community use Chexsystems?

Does 1st Choice Community use Equifax?

What is 1st Choice Community's toll free phone number?

What is 1st Choice Community's ACH Routing Number?

What is 1st Choice Community's SWIFT code?

Where can I find 1st Choice Community's wire transfer form?

What is the 1st Choice Community address for deposits?

What Products Does 1st Choice Community Offer

Does 1st Choice Community offer mortgages?

Compare mortgage rates here.

Does 1st Choice Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Choice Community offer auto and RV loans?

Compare auto loan rates here.

Does 1st Choice Community offer student loans or personal loans?

Compare personal loan rates here.

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