1st Community is an NCUA insured institution located in San Angelo, TX. It was founded in 1953 and has approximately $327.05 millions in assets.
Who can join?
All persons who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas and members of their immediate families are eligible for membership in 1st Community Federal Credit Union. Businesses, organizations, and other legal entities located in these same counties are also eligible for membership.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 8715 |
Date Established | 1953 |
Assets | $327.05 million |
Loans | $230.85 million |
Deposits | $292.80 million |
Capital | $28.25 million |
Your Current Location: Connecticut, CT 06828
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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Money Market
|
0.30% | $2,500 | $2,999 |
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|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for 1ST COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
![]() NMLS ID: 1168 |
3.197% | 3.125% | 0.88 | $2,295 | $1,071 | Learn More |
![]() NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
![]() NMLS ID: 424182 |
3.160% | 3.125% | 0.50 | $1,118 | $1,071 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
![]() Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
![]() Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to 1ST COMMUNITY
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Below are 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
1st Community | U.S. Average |
---|---|
13.46% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, 1st Community had $3,714,916 in non-current loans and $295,857 in owned assets. To cover these potential losses it had $28,254,185 in net worth and $1,539,923 in loans loss reserves. That gives it a Texas Ratio of 13.46%.
1st Community | U.S. Average |
---|---|
8.63% | 12.91% |
1st Community FCU has a net worth of 8.63% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #8715.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. 1st Community is insured by the NCUA.
Please see Field of Membership information above for information on who is eligible to join.
1st Community has total capital of $28.25 million. Full information on 1st Community's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
Dana Wadge
June 09, 2016
I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account when I was stationed at Goodfellow AFB in San Angelo Texas going to Cryptology School & continue to get great service. While many Banks & Credit Unions are closings branches and relying on the Internet for services this Credit Union is opening more! They serve west Texas citizens when no one else will. Its tough living but its damn good! Keep it UP!
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