1st Community Federal Credit Union
Headquarters
3505 Wildewood Dr
San Angelo, TX 76904
See all branch locations →
2025 Overview
General Credit Union Information
1st Community is an NCUA insured institution located in San Angelo, TX. It was founded in 1953 and has approximately $412.81 millions in assets.
Who can join?
All persons who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas and members of their immediate families are eligible for membership in 1st Community Federal Credit Union. Businesses, organizations, and other legal entities located in these same counties are also eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8715 |
| Date Established | 1953 |
| Assets | $412.81 million |
| Loans | $277.37 million |
| Deposits | $359.36 million |
| Capital | $54.67 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas. Membership is also open to immediate family and businesses in the area.
Deposit Rates - July 31, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.30% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.30% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.40% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
1.06% | $10,000 | $14,999 |
Learn More
|
Loan Rates - July 31, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for 1st Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 401822 |
Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to 1st Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
1st Community Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1508.35 | A | View Lobby Hours | |
| 1539.19 | B | View Lobby Hours | |
| 1540.40 | C | View Lobby Hours | |
| 1543.29 | D | View Lobby Hours | |
| 1543.29 | E | View Lobby Hours | |
| 1634.39 | F | View Lobby Hours | |
| 1674.31 | G | View Lobby Hours |
Climate Policy and Initiatives
1ST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
1st Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| 1st Community | U.S. Average |
|---|---|
| 12.41% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, 1st Community had $6,212,042 in non-current loans and $922,757 in owned assets. To cover these potential losses it had $54,672,307 in net worth and $2,839,744 in loans loss reserves. That gives it a Texas Ratio of 12.41%.
Net Worth
| 1st Community | U.S. Average |
|---|---|
| 13.18% | 14.12% |
1st Community FCU has a net worth of 13.18% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 1st Community
Dana Wadge
June 9, 2016
I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account when I was stationed at Goodfellow AFB in San Angelo Texas going to Cryptology School & continue to get great service. While many Banks & Credit Unions are closings branches and relying on the Internet for services this Credit Union is opening more! They serve west Texas citizens when no one else will. Its tough living but its damn good! Keep it UP!
Is this review helpful? Yes:1 / No: 1
Add Your Review
or use your BestCashCow account