1st Community is an NCUA insured institution located in San Angelo, TX. It was founded in 1953 and has approximately $275.43 millions in assets.
Who can join?
All persons who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas and members of their immediate families are eligible for membership in 1st Community Federal Credit Union. Businesses, organizations, and other legal entities located in these same counties are also eligible for membership.
| NCUA Insured | Yes |
| Charter Number # | # 8715 |
| Date Established | 1953 |
| Assets | $275.43 million |
| Loans | $216.54 million |
| Deposits | $244.19 million |
| Capital | $26.12 million |
Your Current Location: Washington, WA 98109
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $25 | - |
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|
|
Money Market
|
0.30% | $1 | $24,999 |
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|
|
Money Market
|
0.40% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $1,000 | $99,999 |
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|
| 12 Mo CD
|
0.65% | $1,000 | $99,999 |
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|
| 24 Mo CD
|
1.00% | $1,000 | $99,999 |
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|
| 36 Mo CD
|
1.06% | $1,000 | $99,999 |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.65% | $25 | - | Learn More |
Your Current Location: Washington, WA 98109
There are currently no loan rates available for 1ST COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 520-CL-25944 |
3.039% | 3.000% | 0.50 | $1,250 | $1,055 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to 1ST COMMUNITY
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Below are 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
The following ratios and data are available to help you better understand the financial condition of 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| 1st Community | U.S. Average |
|---|---|
| 9.29% | 5.92 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2019, 1st Community had $2,392,014 in non-current loans and $127,471 in owned assets. To cover these potential losses it had $26,121,866 in net worth and $1,006,427 in loans loss reserves. That gives it a Texas Ratio of 9.29%.
| 1st Community | U.S. Average |
|---|---|
| 9.48% | 13.86% |
1st Community FCU has a net worth of 9.48% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #8715.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
1st Community has total capital of $26.12 million. Full information on 1st Community's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
Dana Wadge
June 09, 2016
I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account when I was stationed at Goodfellow AFB in San Angelo Texas going to Cryptology School & continue to get great service. While many Banks & Credit Unions are closings branches and relying on the Internet for services this Credit Union is opening more! They serve west Texas citizens when no one else will. Its tough living but its damn good! Keep it UP!
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