1ST LIBERTY

Headquarters

P. O. Box 5002
Great Falls, MT 59403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.70% →
1-Year CD 0.45% 0.75% →
2-Year CD 0.75% 0.81% →
5-Year CD 1.31% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

1st Liberty is an NCUA insured institution located in Great Falls, MT. It was founded in 1955 and has approximately $198.62 millions in assets.

Who can join?

1st Liberty serves those who live or work in Great Falls, Grand Forks communities.

NCUA Insured Yes
Charter Number # # 10375
Date Established 1955
Assets $198.62 million
Loans $100.21 million
Deposits $172.81 million
Capital $21.49 million
 

Field of Membership Restrictions

Membership is open to those who live, regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered in Cascade, Pondera, Teton, Chouteau, or Glacier Counties in Montana

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
Special: 19 Mo CD
0.50% $10,000 - Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less

Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST LIBERTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to 1ST LIBERTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are 1st Liberty branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Liberty Locations


Financial Details

1st Liberty Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Liberty. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Liberty U.S. Average
0.95% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, 1st Liberty had $209,165 in non-current loans and $4,625 in owned assets. To cover these potential losses it had $21,487,222 in net worth and $1,076,818 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
1st Liberty U.S. Average
10.81% 12.91%

1st Liberty FCU has a net worth of 10.81% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Liberty

Branches and Savings

What is 1st Liberty?

A federal credit union, registered with the NCUA under certificate #10375.
Learn more about credit unions here.

Is 1st Liberty FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Liberty?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Liberty's share account and share certificate rates?

1st Liberty's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Liberty?

1st Liberty has total capital of $21.49 million. Full information on 1st Liberty's financial position is located above.

Who owns 1st Liberty?

Credit Unions are owned by their members.

Where are 1st Liberty branches located?

See branch locations nearby.

Are 1st Liberty ATMs Open 24/7?

Do 1st Liberty ATMs accept cash deposits?

Can 1st Liberty customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Liberty have a mobile app?

Does 1st Liberty have mobile deposit?

Does 1st Liberty have quick pay?

How can 1st Liberty transfer money to other banks or credit unions?

Does 1st Liberty report to credit bureaus?

Does 1st Liberty use Chexsystems?

Does 1st Liberty use Equifax?

What is 1st Liberty's toll free phone number?

What is 1st Liberty's ACH Routing Number?

What is 1st Liberty's SWIFT code?

Where can I find 1st Liberty's wire transfer form?

What is the 1st Liberty address for deposits?

What Products Does 1st Liberty Offer

Does 1st Liberty offer mortgages?

Compare mortgage rates here.

Does 1st Liberty offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Liberty offer auto and RV loans?

Compare auto loan rates here.

Does 1st Liberty offer student loans or personal loans?

Compare personal loan rates here.

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