A.y. Mcdonald Employees Federal Credit Union

Headquarters

66 West 32nd St
Dubuque, IA 52001
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

A.y. Mcdonald Employees is an NCUA insured institution located in Dubuque, IA. It was founded in 1964 and has approximately $0.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 64392
Date Established 1964
Assets $0.68 million
Loans $0.16 million
Deposits $0.57 million
Capital $0.11 million
 

Deposit Rates - September 25, 2026

Your Current Location: New York, NY 10116

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Loan Rates - September 25, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for A.y. Mcdonald Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are A.y. Mcdonald Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


A.y. Mcdonald Employees Locations around zip code 10116


BranchDistance Map View Lobby Hours

Morrison Brothers Co

891.97 A View Lobby Hours

AY McDonald Employees Credit Union

892.74 B View Lobby Hours


Climate Policy and Initiatives

A.Y. MCDONALD EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

A.y. Mcdonald Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A.y. Mcdonald Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A.y. Mcdonald Employees U.S. Average
9.09% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, A.y. Mcdonald Employees had $10,107 in non-current loans and $0 in owned assets. To cover these potential losses it had $108,267 in net worth and $2,892 in loans loss reserves. That gives it a Texas Ratio of 9.09%.

Net Worth
A.y. Mcdonald Employees U.S. Average
16.01% 14.48%

A.y. Mcdonald Employees FCU has a net worth of 16.01% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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