Affinity

73 Mountainview Blvd
Basking Ridge, NJ 07920

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 857
Date Established 1935
Assets $2,781.99 million
Loans $2,422.42 million
Deposits $2,234.15 million
Capital $233.75 million

Affinity is an NCUA insured institution located in Basking Ridge, NJ. It was founded in 1935 and has approximately $2781.99 millions in assets.

Who can join?

Membership at Affinity is available to the employees of participating businesses, as well as immediate family or household members. And, membership is also available to most everyone by joining a participating association or club. We have over 2,000 businesses, associations, and clubs that make up the organizations that are part of the Affinity family.

List of associations
http://www.affinityfcu.org/site/about_join_organizations.html

Field of Membership Restrictions

Membership in Affinity Federal Credit Union is open to anyone living in New Jersey, New York, and Pennsylvania through membership in the New Jersey Coalition for Financial Education ($5 membership fee). Membership is also open to employees of AT&T, AT&T Wireless, Saint Peter's University Hospital and over 2,800 Select Employer Groups.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.25% $500 - Learn MoreShow Less
6 Mo CD 10K
0.30% $500 - Learn MoreShow Less
Special: 9 Mo CD
1.00% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.05% $5 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.40% $500 - Learn MoreShow Less
Special: 9 Mo FIRA
1.00% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
1.30% $3,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.10% $50 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.05% $1,000 $19,999 Learn MoreShow Less
MM 25K
0.10% $20,000 $34,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 1.99% 1.99% $715.96 Learn MoreShow Less
4 Year 1.99% 1.99% $542.27 Learn MoreShow Less
5 Year 2.99% 2.99% $449.11 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Affinity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Affinity Locations

Financial Details

Affinity Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affinity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Affinity U.S. Average
2.89% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Affinity had $4,189,632 in non-current loans and $3,382,061 in owned assets. To cover these potential losses it had $233,745,946 in net worth and $27,822,329 in loans loss reserves. That gives it a Texas Ratio of 2.89%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Affinity U.S. Average
8.55% 13.03

Affinity FCU has a net worth of 8.55% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On AFFINITY

What is AFFINITY?

A federal credit union, registered with the NCUA under certificate #857.
Learn more about credit unions here.

Is AFFINITY FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join AFFINITY?

Please see Field of Membership information above for information on who is eligible to join.

What are AFFINITY's share account and share certificate rates?

AFFINITY's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is AFFINITY?

AFFINITY has total capital of $233.75 million. Full information on AFFINITY's financial position is located above.

Who owns AFFINITY?

Credit Unions are owned by their members.

Where are AFFINITY branches located?

See branch locations nearby.

Are AFFINITY ATMs Open 24/7?

Do AFFINITY ATMs accept cash deposits?

Can AFFINITY customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does AFFINITY have a mobile app?

Does AFFINITY have mobile deposit?

Does AFFINITY have quick pay?

How can AFFINITY transfer money to other banks or credit unions?

Does AFFINITY report to credit bureaus?

Does AFFINITY use Chexsystems?

Does AFFINITY use Equifax?

What is AFFINITY's toll free phone number?

What is AFFINITY's ACH Routing Number?

What is AFFINITY's SWIFT code?

Where can I find AFFINITY's wire transfer form?

What is the AFFINITY address for deposits?

What Products Does AFFINITY Offer

Does AFFINITY offer mortgages?

Compare mortgage rates here.

Does AFFINITY offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does AFFINITY offer auto and RV loans?

Compare auto loan rates here.

Does AFFINITY offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for AFFINITY

There are currently no comments for AFFINITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →