Affinity First


811 South Broadway
Minot, ND 58701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Affinity First is an NCUA insured institution located in Minot, ND. It was founded in 1959 and has approximately $54.35 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12980
Date Established 1959
Assets $54.35 million
Loans $24.06 million
Deposits $46.51 million
Capital $7.67 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Affinity First

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Advertiser Disclosure

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AFFINITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.450% 2.375% 1.00 $2,500 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Affinity First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Affinity First Locations

Financial Details

Affinity First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affinity First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Affinity First U.S. Average
8.11% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Affinity First had $501,350 in non-current loans and $134,828 in owned assets. To cover these potential losses it had $7,673,730 in net worth and $167,871 in loans loss reserves. That gives it a Texas Ratio of 8.11%.

Net Worth
Affinity First U.S. Average
14.11% 12.67%

Affinity First FCU has a net worth of 14.11% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Affinity First

Branches and Savings

What is Affinity First?

A federal credit union, registered with the NCUA under certificate #12980.
Learn more about credit unions here.

Is Affinity First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Affinity First is insured by the NCUA.

Who can join Affinity First?

Please see Field of Membership information above for information on who is eligible to join.

What are Affinity First's share account and share certificate rates?

Affinity First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Affinity First?

Affinity First has total capital of $7.67 million. Full information on Affinity First's financial position is located above.

Who owns Affinity First?

Credit Unions are owned by their members.

Where are Affinity First branches located?

See branch locations nearby.

Are Affinity First ATMs Open 24/7?

Do Affinity First ATMs accept cash deposits?

Can Affinity First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Affinity First have a mobile app?

Does Affinity First have mobile deposit?

Does Affinity First have quick pay?

How can Affinity First transfer money to other banks or credit unions?

Does Affinity First report to credit bureaus?

Does Affinity First use Chexsystems?

Does Affinity First use Equifax?

What is Affinity First's toll free phone number?

What is Affinity First's ACH Routing Number?

What is Affinity First's SWIFT code?

Where can I find Affinity First's wire transfer form?

What is the Affinity First address for deposits?

What Products Does Affinity First Offer

Does Affinity First offer mortgages?

Compare mortgage rates here.

Does Affinity First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Affinity First offer auto and RV loans?

Compare auto loan rates here.

Does Affinity First offer student loans or personal loans?

Compare personal loan rates here.

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