2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 16096
Date Established 1964
Assets $182.98 million
Loans $21.82 million
Deposits $147.31 million
Capital $35.11 million

Aflac is an NCUA insured institution located in Columbus, GA. It was founded in 1964 and has approximately $182.98 millions in assets.

Field of Membership Restrictions

Membership in AFLAC Federal Credit Union is open to employees of AFLAC, Incorporated.

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Learn more about these great rates:

2.30% APY Savings Builder from CIT Bank

Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AFLAC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to AFLAC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Aflac branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Aflac Locations


Financial Details

Aflac Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aflac. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aflac U.S. Average
2.69% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Aflac had $950,834 in non-current loans and $0 in owned assets. To cover these potential losses it had $35,106,046 in net worth and $202,576 in loans loss reserves. That gives it a Texas Ratio of 2.69%.

Net Worth
Aflac U.S. Average
19.18% 13.47%

Aflac FCU has a net worth of 19.18% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Aflac

Branches and Savings

What is Aflac?

A federal credit union, registered with the NCUA under certificate #16096.
Learn more about credit unions here.

Is Aflac FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Aflac?

Please see Field of Membership information above for information on who is eligible to join.

What are Aflac's share account and share certificate rates?

Aflac's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Aflac?

Aflac has total capital of $35.11 million. Full information on Aflac's financial position is located above.

Who owns Aflac?

Credit Unions are owned by their members.

Where are Aflac branches located?

See branch locations nearby.

Are Aflac ATMs Open 24/7?

Do Aflac ATMs accept cash deposits?

Can Aflac customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Aflac have a mobile app?

Does Aflac have mobile deposit?

Does Aflac have quick pay?

How can Aflac transfer money to other banks or credit unions?

Does Aflac report to credit bureaus?

Does Aflac use Chexsystems?

Does Aflac use Equifax?

What is Aflac's toll free phone number?

What is Aflac's ACH Routing Number?

What is Aflac's SWIFT code?

Where can I find Aflac's wire transfer form?

What is the Aflac address for deposits?

What Products Does Aflac Offer

Does Aflac offer mortgages?

Compare mortgage rates here.

Does Aflac offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aflac offer auto and RV loans?

Compare auto loan rates here.

Does Aflac offer student loans or personal loans?

Compare personal loan rates here.

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