Air Academy


Po Box 62910
Colorado Spring, CO 80962
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.80% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Air Academy is an NCUA insured institution located in Colorado Spring, CO. It was founded in 1955 and has approximately $740.45 millions in assets.

Who can join?

AAFCU membership is open to employees, students and families in 10 local school districts, all active and retired military, and more than 160 area businesses. (

NCUA Insured Yes / Federally Chartered
Charter Number # # 10600
Date Established 1955
Assets $740.45 million
Loans $537.91 million
Deposits $652.75 million
Capital $59.49 million

Field of Membership Restrictions

Membership is open to employees, families and students in 10 local school districts, all active and retired military, and select businesses.

Deposit Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less

Loan Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AIR ACADEMY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.770% 2.750% 0.25 $650 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Air Academy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Air Academy Locations

Financial Details

Air Academy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Air Academy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Air Academy U.S. Average
3.01% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Air Academy had $1,468,932 in non-current loans and $393,879 in owned assets. To cover these potential losses it had $59,491,960 in net worth and $2,310,011 in loans loss reserves. That gives it a Texas Ratio of 3.01%.

Net Worth
Air Academy U.S. Average
8.51% 12.67%

Air Academy FCU has a net worth of 8.51% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Air Academy

Branches and Savings

What is Air Academy?

A federal credit union, registered with the NCUA under certificate #10600.
Learn more about credit unions here.

Is Air Academy FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Air Academy is insured by the NCUA.

Who can join Air Academy?

Please see Field of Membership information above for information on who is eligible to join.

What are Air Academy's share account and share certificate rates?

Air Academy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Air Academy?

Air Academy has total capital of $59.49 million. Full information on Air Academy's financial position is located above.

Who owns Air Academy?

Credit Unions are owned by their members.

Where are Air Academy branches located?

See branch locations nearby.

Are Air Academy ATMs Open 24/7?

Do Air Academy ATMs accept cash deposits?

Can Air Academy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Air Academy have a mobile app?

Does Air Academy have mobile deposit?

Does Air Academy have quick pay?

How can Air Academy transfer money to other banks or credit unions?

Does Air Academy report to credit bureaus?

Does Air Academy use Chexsystems?

Does Air Academy use Equifax?

What is Air Academy's toll free phone number?

What is Air Academy's ACH Routing Number?

What is Air Academy's SWIFT code?

Where can I find Air Academy's wire transfer form?

What is the Air Academy address for deposits?

What Products Does Air Academy Offer

Does Air Academy offer mortgages?

Compare mortgage rates here.

Does Air Academy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Air Academy offer auto and RV loans?

Compare auto loan rates here.

Does Air Academy offer student loans or personal loans?

Compare personal loan rates here.

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