2020 Overview
General Credit Union Information
Alaska Usa is an NCUA insured institution located in Anchorage, AK. It was founded in 1948 and has approximately $7956.86 millions in assets.
Who can join?
If you live in Alaska, Washington, or San Bernardino County, California, you are eligible to join Alaska USA.
Call the Member Service Center if you have questions about membership, or visit any branch to become a member.
Vitis any branch* https://www.alaskausa.org/service/branches.asp
Call the Member Service Center
Alaska USA Member Service Center
Nationwide toll free (800) 525-9094
TTY/ Hearing Impaired (800) 742-7084
Routing number325272021 [ Electronic Funds Transfer (EFT) account ]
Open 7 days a week
Closed on federal holidays
Hours of operation
6 a.m. to 10 p.m. Alaska Time
7 a.m. to 11 p.m. Pacific Time
| NCUA Insured | Yes |
| Charter Number # | # 5913 |
| Date Established | 1948 |
| Assets | $7,956.86 million |
| Loans | $6,448.36 million |
| Deposits | $7,168.51 million |
| Capital | $751.92 million |
Field of Membership Restrictions
Deposit Rates - January 25, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $50 | - | Learn More |
|
Money Market
|
0.20% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.25% | $25,000 | - | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
1.70% | $500 | $2,499 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
0.45% | $10,000 | $24,999 | Learn More |
| 6 Mo CD
|
0.85% | $10,000 | $24,999 | Learn More |
|
|
1.80% | $10,000 | $24,999 | Learn More |
|
|
1.85% | $10,000 | $24,999 | Learn More |
|
|
1.90% | $10,000 | $24,999 | Learn More |
|
|
1.90% | $10,000 | $24,999 | Learn More |
|
|
1.95% | $10,000 | $24,999 | Learn More |
|
|
2.00% | $10,000 | $24,999 | Learn More |
|
|
2.05% | $10,000 | $24,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $50 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1,000 | - | Learn More |
Loan Rates - January 25, 2020
Your Current Location: Connecticut, CT 06828
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit | 5.75% | 5.75% | Varies | |
Compare with 0 RATE Line of Credit from Figure Home Equity Line
See All Home Equity Rates |
||||
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 4.25% | 4.25% | $740.88 | |
| 4 Year | 4.25% | 4.25% | $567.28 | |
| 5 Year | 4.25% | 4.25% | $463.24 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Alaska Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Alaska Usa Locations
Financial Details
Alaska Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alaska Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alaska Usa | U.S. Average |
|---|---|
| 6.06% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Alaska Usa had $44,126,404 in non-current loans and $4,384,820 in owned assets. To cover these potential losses it had $751,921,700 in net worth and $48,609,776 in loans loss reserves. That gives it a Texas Ratio of 6.06%.
Net Worth
| Alaska Usa | U.S. Average |
|---|---|
| 9.44% | 13.65% |
Alaska Usa FCU has a net worth of 9.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Alaska Usa
Branches and Savings
What is Alaska Usa?
A federal credit union, registered with the NCUA under certificate #5913.
Learn more about credit unions here.
Is Alaska Usa FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Alaska Usa?
Please see Field of Membership information above for information on who is eligible to join.
How big is Alaska Usa?
Alaska Usa has total capital of $751.92 million. Full information on Alaska Usa's financial position is located above.
Who owns Alaska Usa?
Credit Unions are owned by their members.
Where are Alaska Usa branches located?
See branch locations nearby.
Are Alaska Usa ATMs Open 24/7?
Do Alaska Usa ATMs accept cash deposits?
Can Alaska Usa customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Alaska Usa have a mobile app?
Does Alaska Usa have mobile deposit?
Does Alaska Usa have quick pay?
How can Alaska Usa transfer money to other banks or credit unions?
Does Alaska Usa report to credit bureaus?
Does Alaska Usa use Chexsystems?
Does Alaska Usa use Equifax?
What is Alaska Usa's toll free phone number?
What is Alaska Usa's ACH Routing Number?
What is Alaska Usa's SWIFT code?
Where can I find Alaska Usa's wire transfer form?
What is the Alaska Usa address for deposits?
What Products Does Alaska Usa Offer
Does Alaska Usa offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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