ALASKA USA

PO Box 196613
Anchorage, AK 99519

Phone: 1-907-563-4567

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5913
Date Established 1948
Assets $7,650.09 million
Loans $6,229.03 million
Deposits $6,957.23 million
Capital $720.56 million

Alaska Usa is an NCUA insured institution located in Anchorage, AK. It was founded in 1948 and has approximately $7650.09 millions in assets.

Who can join?

If you live in Alaska, Washington, or San Bernardino County, California, you are eligible to join Alaska USA.

Call the Member Service Center if you have questions about membership, or visit any branch to become a member.
Vitis any branch* https://www.alaskausa.org/service/branches.asp


Call the Member Service Center
Alaska USA Member Service Center
Nationwide toll free (800) 525-9094
TTY/ Hearing Impaired (800) 742-7084
Routing number325272021 [ Electronic Funds Transfer (EFT) account ]
Open 7 days a week
Closed on federal holidays
Hours of operation
6 a.m. to 10 p.m. Alaska Time
7 a.m. to 11 p.m. Pacific Time

Field of Membership Restrictions

Membership in Alaska USA Federal Credit Union is open to those who live in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.20% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.25% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.85% $500 $2,499 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.45% $10,000 $24,999 Learn MoreShow Less
0.85% $10,000 $24,999 Learn MoreShow Less
1.95% $10,000 $24,999 Learn MoreShow Less
2.30% $10,000 $24,999 Learn MoreShow Less
2.35% $10,000 $24,999 Learn MoreShow Less
2.35% $10,000 $24,999 Learn MoreShow Less
2.55% $10,000 $24,999 Learn MoreShow Less
2.70% $10,000 $24,999 Learn MoreShow Less
2.80% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 4.25% 4.25% $740.88
4 Year 4.25% 4.25% $567.28
5 Year 4.25% 4.25% $463.24

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Alaska Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alaska Usa Locations


Financial Details

Alaska Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alaska Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alaska Usa U.S. Average
9.92% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Alaska Usa had $71,338,397 in non-current loans and $5,046,886 in owned assets. To cover these potential losses it had $720,555,750 in net worth and $49,579,019 in loans loss reserves. That gives it a Texas Ratio of 9.92%.

Net Worth
Alaska Usa U.S. Average
9.41% 13.61%

Alaska Usa FCU has a net worth of 9.41% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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