Alaska Usa Federal Credit Union
Po Box 196613
Anchorage, AK 99519
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Phone 1-907-563-4567
2023 Overview
General Credit Union Information
Alaska Usa is an NCUA insured institution located in Anchorage, AK. It was founded in 1948 and has approximately $11844.79 millions in assets.
Who can join?
If you live in Alaska, Washington, or San Bernardino County, California, you are eligible to join Alaska USA.
Call the Member Service Center if you have questions about membership, or visit any branch to become a member.
Vitis any branch* https://www.alaskausa.org/service/branches.asp
Call the Member Service Center
Alaska USA Member Service Center
Nationwide toll free (800) 525-9094
TTY/ Hearing Impaired (800) 742-7084
Routing number325272021 [ Electronic Funds Transfer (EFT) account ]
Open 7 days a week
Closed on federal holidays
Hours of operation
6 a.m. to 10 p.m. Alaska Time
7 a.m. to 11 p.m. Pacific Time
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5913 |
| Date Established | 1948 |
| Assets | $11,844.79 million |
| Loans | $10,239.06 million |
| Deposits | $10,276.64 million |
| Capital | $1,106.17 million |
Field of Membership Restrictions
Deposit Rates - June 7, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $50 | - |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
2.57% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
1.70% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
2.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
2.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
2.67% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
2.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
2.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
4.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
2.70% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
4.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
2.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
2.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
2.86% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
2.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
2.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
3.05% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $1,000 | - | Learn More |
Loan Rates - June 7, 2023
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.75% | 5.75% | Varies | |
Compare with RATE Line of Credit from New American Funding, LLC
See All Home Equity Rates |
||||
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 4.25% | 4.25% | $740.88 | |
| 4 Year | 4.25% | 4.25% | $567.28 | |
| 5 Year | 4.25% | 4.25% | $463.24 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Alaska Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
ALASKA USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Alaska Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alaska Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alaska Usa | U.S. Average |
|---|---|
| 6.30% | 5.90 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2022, Alaska Usa had $67,400,930 in non-current loans and $4,467,958 in owned assets. To cover these potential losses it had $1,106,174,388 in net worth and $35,467,280 in loans loss reserves. That gives it a Texas Ratio of 6.30%.
Net Worth
| Alaska Usa | U.S. Average |
|---|---|
| 9.34% | 12.75% |
Alaska Usa FCU has a net worth of 9.34% versus the BestCashCow average of 12.75. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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