Alaska Usa Federal Credit Union

Headquarters

Po Box 196613
Anchorage, AK 99519
See all branch locations →

Phone 1-907-563-4567

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.60% 0.80% →
5-Year CD 0.90% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alaska Usa is an NCUA insured institution located in Anchorage, AK. It was founded in 1948 and has approximately $10326.29 millions in assets.

Who can join?

If you live in Alaska, Washington, or San Bernardino County, California, you are eligible to join Alaska USA.

Call the Member Service Center if you have questions about membership, or visit any branch to become a member.
Vitis any branch* https://www.alaskausa.org/service/branches.asp


Call the Member Service Center
Alaska USA Member Service Center
Nationwide toll free (800) 525-9094
TTY/ Hearing Impaired (800) 742-7084
Routing number325272021 [ Electronic Funds Transfer (EFT) account ]
Open 7 days a week
Closed on federal holidays
Hours of operation
6 a.m. to 10 p.m. Alaska Time
7 a.m. to 11 p.m. Pacific Time

NCUA Insured Yes / Federally Chartered
Charter Number # # 5913
Date Established 1948
Assets $10,326.29 million
Loans $7,852.57 million
Deposits $9,351.72 million
Capital $924.26 million
 

Field of Membership Restrictions

Membership in Alaska USA Federal Credit Union is open to those who live in Alaska, Washington, San Bernardino County in California, or Maricopa County in Arizona.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
1.10% $10,000 $14,999 Learn More
30 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 4.25% 4.25% $740.88
4 Year 4.25% 4.25% $567.28
5 Year 4.25% 4.25% $463.24

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Alaska Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alaska Usa Locations



Climate Initiatives

ALASKA USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Alaska Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alaska Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alaska Usa U.S. Average
3.39% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Alaska Usa had $30,949,079 in non-current loans and $2,157,892 in owned assets. To cover these potential losses it had $924,262,565 in net worth and $52,158,487 in loans loss reserves. That gives it a Texas Ratio of 3.39%.

Net Worth
Alaska Usa U.S. Average
8.95% 12.22%

Alaska Usa FCU has a net worth of 8.95% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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