Po Box 360
Alba, TX 75410
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alba-golden is an NCUA insured institution located in Alba, TX. It was founded in 1960 and has approximately $16.83 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13655
Date Established 1960
Assets $16.83 million
Loans $8.26 million
Deposits $13.98 million
Capital $2.70 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALBA-GOLDEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Alba-golden branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Alba-golden Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alba-golden. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alba-golden U.S. Average
6.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alba-golden had $151,424 in non-current loans and $17,700 in owned assets. To cover these potential losses it had $2,697,694 in net worth and $100,000 in loans loss reserves. That gives it a Texas Ratio of 6.05%.

Net Worth
Alba-golden U.S. Average
16.03% 12.67%

Alba-golden FCU has a net worth of 16.03% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alba-golden

Branches and Savings

What is Alba-golden?

A federal credit union, registered with the NCUA under certificate #13655.
Learn more about credit unions here.

Is Alba-golden FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alba-golden is insured by the NCUA.

Who can join Alba-golden?

Please see Field of Membership information above for information on who is eligible to join.

What are Alba-golden's share account and share certificate rates?

Alba-golden's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alba-golden?

Alba-golden has total capital of $2.70 million. Full information on Alba-golden's financial position is located above.

Who owns Alba-golden?

Credit Unions are owned by their members.

Where are Alba-golden branches located?

See branch locations nearby.

Are Alba-golden ATMs Open 24/7?

Do Alba-golden ATMs accept cash deposits?

Can Alba-golden customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alba-golden have a mobile app?

Does Alba-golden have mobile deposit?

Does Alba-golden have quick pay?

How can Alba-golden transfer money to other banks or credit unions?

Does Alba-golden report to credit bureaus?

Does Alba-golden use Chexsystems?

Does Alba-golden use Equifax?

What is Alba-golden's toll free phone number?

What is Alba-golden's ACH Routing Number?

What is Alba-golden's SWIFT code?

Where can I find Alba-golden's wire transfer form?

What is the Alba-golden address for deposits?

What Products Does Alba-golden Offer

Does Alba-golden offer mortgages?

Compare mortgage rates here.

Does Alba-golden offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alba-golden offer auto and RV loans?

Compare auto loan rates here.

Does Alba-golden offer student loans or personal loans?

Compare personal loan rates here.

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