ALLIANCE

Headquarters

PO BOX 64970
Lubbock, TX 79464
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Alliance is an NCUA insured institution located in Lubbock, TX. It was founded in 1940 and has approximately $234.41 millions in assets.

Who can join?

In order to be a member at Alliance Federal Credit Union you must live, work or worship in Lubbock or Hockley County.

You are also eligible for membership if you currently have a family member that is a member of Alliance Federal Credit Union.

NCUA Insured Yes
Charter Number # # 3987
Date Established 1940
Assets $234.41 million
Loans $138.81 million
Deposits $192.69 million
Capital $32.08 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in Lubbock or Hockley County and to immediate family of existing members.

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Alliance

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Alliance
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Advertiser Disclosure

Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alliance Locations


Financial Details

Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliance U.S. Average
1.95% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Alliance had $637,897 in non-current loans and $0 in owned assets. To cover these potential losses it had $32,079,311 in net worth and $650,203 in loans loss reserves. That gives it a Texas Ratio of 1.95%.

Net Worth
Alliance U.S. Average
14.17% 13.61%

Alliance FCU has a net worth of 14.17% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alliance

Branches and Savings

What is Alliance?

A federal credit union, registered with the NCUA under certificate #3987.
Learn more about credit unions here.

Is Alliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Alliance's share account and share certificate rates?

Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alliance?

Alliance has total capital of $32.08 million. Full information on Alliance's financial position is located above.

Who owns Alliance?

Credit Unions are owned by their members.

Where are Alliance branches located?

See branch locations nearby.

Are Alliance ATMs Open 24/7?

Do Alliance ATMs accept cash deposits?

Can Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alliance have a mobile app?

Does Alliance have mobile deposit?

Does Alliance have quick pay?

How can Alliance transfer money to other banks or credit unions?

Does Alliance report to credit bureaus?

Does Alliance use Chexsystems?

Does Alliance use Equifax?

What is Alliance's toll free phone number?

What is Alliance's ACH Routing Number?

What is Alliance's SWIFT code?

Where can I find Alliance's wire transfer form?

What is the Alliance address for deposits?

What Products Does Alliance Offer

Does Alliance offer mortgages?

Compare mortgage rates here.

Does Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliance offer auto and RV loans?

Compare auto loan rates here.

Does Alliance offer student loans or personal loans?

Compare personal loan rates here.

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