ALTONIZED COMMUNITY

P.O. BOX 246
Alton, IL 62002

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3316
Date Established 1939
Assets $36.71 million
Loans $14.52 million
Deposits $32.87 million
Capital $3.87 million

Altonized Community is an NCUA insured institution located in Alton, IL. It was founded in 1939 and has approximately $36.71 millions in assets.

Field of Membership Restrictions

Membership in Altonized Community Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Madison County, Illinois.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Altonized Community

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Note to Altonized Community
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There are currently no rates available for Altonized Community, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ALTONIZED COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to ALTONIZED COMMUNITY
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Branches

Below are Altonized Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Altonized Community Locations


Financial Details

Altonized Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altonized Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altonized Community U.S. Average
4.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Altonized Community had $169,103 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,866,559 in net worth and $211,496 in loans loss reserves. That gives it a Texas Ratio of 4.15%.

Net Worth
Altonized Community U.S. Average
10.53% 13.47%

Altonized Community FCU has a net worth of 10.53% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Altonized Community

Branches and Savings

What is Altonized Community?

A federal credit union, registered with the NCUA under certificate #3316.
Learn more about credit unions here.

Is Altonized Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Altonized Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Altonized Community's share account and share certificate rates?

Altonized Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altonized Community?

Altonized Community has total capital of $3.87 million. Full information on Altonized Community's financial position is located above.

Who owns Altonized Community?

Credit Unions are owned by their members.

Where are Altonized Community branches located?

See branch locations nearby.

Are Altonized Community ATMs Open 24/7?

Do Altonized Community ATMs accept cash deposits?

Can Altonized Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altonized Community have a mobile app?

Does Altonized Community have mobile deposit?

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Does Altonized Community report to credit bureaus?

Does Altonized Community use Chexsystems?

Does Altonized Community use Equifax?

What is Altonized Community's toll free phone number?

What is Altonized Community's ACH Routing Number?

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Where can I find Altonized Community's wire transfer form?

What is the Altonized Community address for deposits?

What Products Does Altonized Community Offer

Does Altonized Community offer mortgages?

Compare mortgage rates here.

Does Altonized Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altonized Community offer auto and RV loans?

Compare auto loan rates here.

Does Altonized Community offer student loans or personal loans?

Compare personal loan rates here.

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