Altonized Community


P.o. Box 246
Alton, IL 62002
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Altonized Community is an NCUA insured institution located in Alton, IL. It was founded in 1939 and has approximately $52.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3316
Date Established 1939
Assets $52.20 million
Loans $14.84 million
Deposits $48.34 million
Capital $3.72 million

Field of Membership Restrictions

Membership in Altonized Community Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Madison County, Illinois.

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Altonized Community

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Advertiser Disclosure

Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALTONIZED COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Altonized Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Altonized Community Locations

Financial Details

Altonized Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altonized Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altonized Community U.S. Average
3.89% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Altonized Community had $148,281 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,715,413 in net worth and $96,496 in loans loss reserves. That gives it a Texas Ratio of 3.89%.

Net Worth
Altonized Community U.S. Average
7.11% 12.20%

Altonized Community FCU has a net worth of 7.11% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Altonized Community

Branches and Savings

What is Altonized Community?

A federal credit union, registered with the NCUA under certificate #3316.
Learn more about credit unions here.

Is Altonized Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Altonized Community is insured by the NCUA.

Who can join Altonized Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Altonized Community's share account and share certificate rates?

Altonized Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altonized Community?

Altonized Community has total capital of $3.72 million. Full information on Altonized Community's financial position is located above.

Who owns Altonized Community?

Credit Unions are owned by their members.

Where are Altonized Community branches located?

See branch locations nearby.

Are Altonized Community ATMs Open 24/7?

Do Altonized Community ATMs accept cash deposits?

Can Altonized Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altonized Community have a mobile app?

Does Altonized Community have mobile deposit?

Does Altonized Community have quick pay?

How can Altonized Community transfer money to other banks or credit unions?

Does Altonized Community report to credit bureaus?

Does Altonized Community use Chexsystems?

Does Altonized Community use Equifax?

What is Altonized Community's toll free phone number?

What is Altonized Community's ACH Routing Number?

What is Altonized Community's SWIFT code?

Where can I find Altonized Community's wire transfer form?

What is the Altonized Community address for deposits?

What Products Does Altonized Community Offer

Does Altonized Community offer mortgages?

Compare mortgage rates here.

Does Altonized Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altonized Community offer auto and RV loans?

Compare auto loan rates here.

Does Altonized Community offer student loans or personal loans?

Compare personal loan rates here.

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