BALDWIN COUNTY

Headquarters

PO BOX 1149
Bay Minette, AL 36507
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Baldwin County is an NCUA insured institution located in Bay Minette, AL. It was founded in 1959 and has approximately $27.24 millions in assets.

NCUA Insured Yes
Charter Number # # 13329
Date Established 1959
Assets $27.24 million
Loans $10.49 million
Deposits $24.25 million
Capital $3.00 million
 

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Baldwin County

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Baldwin County
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BALDWIN COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,890 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BALDWIN COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baldwin County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Baldwin County Locations


Financial Details

Baldwin County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baldwin County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baldwin County U.S. Average
7.83% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Baldwin County had $71,248 in non-current loans and $167,559 in owned assets. To cover these potential losses it had $2,997,330 in net worth and $52,595 in loans loss reserves. That gives it a Texas Ratio of 7.83%.

Net Worth
Baldwin County U.S. Average
11% 12.91%

Baldwin County FCU has a net worth of 11% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baldwin County

Branches and Savings

What is Baldwin County?

A federal credit union, registered with the NCUA under certificate #13329.
Learn more about credit unions here.

Is Baldwin County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Baldwin County?

Please see Field of Membership information above for information on who is eligible to join.

What are Baldwin County's share account and share certificate rates?

Baldwin County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baldwin County?

Baldwin County has total capital of $3.00 million. Full information on Baldwin County's financial position is located above.

Who owns Baldwin County?

Credit Unions are owned by their members.

Where are Baldwin County branches located?

See branch locations nearby.

Are Baldwin County ATMs Open 24/7?

Do Baldwin County ATMs accept cash deposits?

Can Baldwin County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baldwin County have a mobile app?

Does Baldwin County have mobile deposit?

Does Baldwin County have quick pay?

How can Baldwin County transfer money to other banks or credit unions?

Does Baldwin County report to credit bureaus?

Does Baldwin County use Chexsystems?

Does Baldwin County use Equifax?

What is Baldwin County's toll free phone number?

What is Baldwin County's ACH Routing Number?

What is Baldwin County's SWIFT code?

Where can I find Baldwin County's wire transfer form?

What is the Baldwin County address for deposits?

What Products Does Baldwin County Offer

Does Baldwin County offer mortgages?

Compare mortgage rates here.

Does Baldwin County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baldwin County offer auto and RV loans?

Compare auto loan rates here.

Does Baldwin County offer student loans or personal loans?

Compare personal loan rates here.

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