Bank Fund Staff Federal Credit Union
Headquarters
1725 I St Nw, Suite 150
Washington, DC 20006
See all branch locations →
Phone 1-202-212-6400
2024 Overview
General Credit Union Information
Bank Fund Staff is an NCUA insured institution located in Washington, DC. It was founded in 1947 and has approximately $6339.07 millions in assets.
Who can join?
Membership Eligibility
In order to join BFSFCU, you must meet the membership eligibility criteria* set forth under our federal charter. Eligible persons generally include those who work within the World Bank Group, International Monetary Fund, Bank-Fund Staff Federal Credit Union, World Bank Children’s Center and Bretton Woods Recreation Center, as well as retirees of those organizations.
Membership also extends to FAMILY members. This includes spouse, children, brothers, sisters, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, adoptive relationships and household members.
What about aunts, uncles, nieces, nephews, and cousins? Well, once your family members have joined BFSFCU, they can extend the opportunity of membership to their family members as well.
Certain organizations, comprised of persons who qualify for membership individually, such as ski, bridge, investment or flying clubs, may open organizational accounts with BFSFCU. If you are unsure of your eligibility for membership, please contact us.
*Membership eligibility criteria are subject to federal guidelines as regulated by the NCUA. BFSFCU reserves the right to determine membership eligibility as required under federal law and may refuse membership to persons who do not meet the eligibility guidelines as set forth under our federal charter. Member names on all Credit Union records must match the member's name as it appears on the government-issued identification that is provided for identity verification.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5582 |
| Date Established | 1947 |
| Assets | $6,339.07 million |
| Loans | $3,645.73 million |
| Deposits | $5,599.47 million |
| Capital | $819.84 million |
Field of Membership Restrictions
Membership in Bank Fund Staff Federal Credit Union is open to those who work within the World Bank Group, International Monetary Fund, Bank-Fund Staff Federal Credit Union, World Bank Children’s Center and Bretton Woods Recreation Center, as well as retirees of those organizations. Membership is also open to family of existing members.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.20% | $0 | - |
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Money Market
|
1.05% | $2,500 | $9,999 |
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Money Market
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1.10% | $10,000 | $24,999 |
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|
Money Market
|
1.15% | $25,000 | $49,999 |
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|
Money Market
|
1.25% | $50,000 | - |
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| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.00% | $1,000 | - |
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| 6 Mo CD
|
4.00% | $100,000 | - |
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| 12 Mo CD
|
3.25% | $1,000 | - |
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| 12 Mo CD
|
4.25% | $100,000 | - |
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| 18 Mo CD
|
3.25% | $1,000 | - |
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| 18 Mo CD
|
3.50% | $100,000 | - |
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| 24 Mo CD
|
3.25% | $1,000 | - |
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| 30 Mo CD
|
3.25% | $1,000 | - |
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| 36 Mo CD
|
3.25% | $1,000 | - |
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| 48 Mo CD
|
3.25% | $1,000 | - |
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| 60 Mo CD
|
3.25% | $1,000 | - |
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| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.15% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $2,500 | $9,999 | Learn More |
| Money Management
|
0.10% | $10,000 | $24,999 | Learn More |
| Money Management
|
0.15% | $25,000 | $49,999 | Learn More |
| Money Management
|
0.20% | $50,000 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.50% | 5.50% | Varies | |
Compare with 7.49 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.49% | 2.49% | $721.42 | |
| 4 Year | 3.24% | 3.24% | $556.01 | |
| 5 Year | 3.49% | 3.49% | $454.68 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
8.03% | 6.88% | $2,103.24 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.83% | 6.88% | $2,103.24 | |
| 15 Year Fixed Conforming See Amortization Table |
6.82% | 6.75% | $2,831.71 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.78% | 6.75% | $2,831.71 | |
| 20 Year Fixed Conforming See Amortization Table |
7.18% | 7.13% | $2,505.99 | |
| 20 Year Fixed Jumbo See Amortization Table |
7.15% | 7.13% | $2,505.99 | |
| 30 Year Fixed Conforming See Amortization Table |
7.29% | 7.25% | $2,182.96 | |
| 30 Year Fixed Jumbo See Amortization Table |
7.27% | 7.25% | $2,182.96 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
8.03% | 6.88% | $2,103.24 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.83% | 6.88% | $2,103.24 | |
| 15 Year Fixed Conforming See Amortization Table |
6.82% | 6.75% | $2,831.71 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.78% | 6.75% | $2,831.71 | |
| 20 Year Fixed Conforming See Amortization Table |
7.18% | 7.13% | $2,505.99 | |
| 20 Year Fixed Jumbo See Amortization Table |
7.15% | 7.13% | $2,505.99 | |
| 30 Year Fixed Conforming See Amortization Table |
7.29% | 7.25% | $2,182.96 | |
Compare with 6.836% APR and 6.750% 30-Year Fixed RATE from Northpointe Bank
See All Mortgage Rates |
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| 30 Year Fixed Jumbo See Amortization Table |
7.27% | 7.25% | $2,182.96 | |
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Compare with 6.836% APR and 6.750% 30-Year Fixed RATE from Northpointe Bank
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Bank Fund Staff branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
BANK FUND STAFF is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Bank Fund Staff Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bank Fund Staff. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Bank Fund Staff | U.S. Average |
|---|---|
| 1.03% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Bank Fund Staff had $8,543,287 in non-current loans and $98,606 in owned assets. To cover these potential losses it had $819,842,269 in net worth and $16,247,176 in loans loss reserves. That gives it a Texas Ratio of 1.03%.
Net Worth
| Bank Fund Staff | U.S. Average |
|---|---|
| 12.93% | 13.62% |
Bank Fund Staff FCU has a net worth of 12.93% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Bank Fund Staff
CE
December 7, 2020
Worst Bank EVER!!!!, 1. They have more account intrusions than a windows OS and when you ask how it happened, they inform you have to file a police report in order to receive that information that doesn't add up if you investigated and found out what happened I have a right to know. 2nd their call center reps are the worst, rude and get easily offended when you ask them questions that they feel challenges their authority which is what, If I want to know where to find literature to confirm what you are saying I have the right, the location staff aren't that better they ignore you when you walk in and hold a 5-minute conversation with each other and look at you as to why are you here. 3rd they are full of crap when applying for loans when they decline it is well it could have been this but I don't know please look out for the letter and the has even less information just saying you were decline for all or any one of the reasons below which are generic but my other bank approves with no issues, but BFSFCU is suppose to be a member first credit union (ROTFL). Between the crappy customer service, the account intrusions, lack of transparency, their loan rejection criteria which are classified and need Top Secret w/Poly or they are just incompetent. It's a headache and an imploded enigma that sucks out your peace of mind completely. If you drink the KoolAid and decide to join or stay, I'll pray for you, but it's time for me to cut the cord.
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