BANK FUND STAFF

1725 I ST NW, SUITE 150
Washington, DC 20006

Phone: 1-202-212-6400

Notable Rates APY Vs.Others
Savings 0.75% 2.60% →
1-Year CD 1.35% 2.25% →
2-Year CD 1.45% 2.50% →
5-Year CD 1.65% 2.80% →
30-Year Mortgage 3.79% 3.31% →
15-Year Mortgage 3.32% 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Bank Fund Staff is an NCUA insured institution located in Washington, DC. It was founded in 1947 and has approximately $5019.55 millions in assets.

Who can join?

Membership Eligibility

In order to join BFSFCU, you must meet the membership eligibility criteria* set forth under our federal charter. Eligible persons generally include those who work within the World Bank Group, International Monetary Fund, Bank-Fund Staff Federal Credit Union, World Bank Children’s Center and Bretton Woods Recreation Center, as well as retirees of those organizations.

Membership also extends to FAMILY members. This includes spouse, children, brothers, sisters, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, adoptive relationships and household members.

What about aunts, uncles, nieces, nephews, and cousins? Well, once your family members have joined BFSFCU, they can extend the opportunity of membership to their family members as well.

Certain organizations, comprised of persons who qualify for membership individually, such as ski, bridge, investment or flying clubs, may open organizational accounts with BFSFCU. If you are unsure of your eligibility for membership, please contact us.


*Membership eligibility criteria are subject to federal guidelines as regulated by the NCUA. BFSFCU reserves the right to determine membership eligibility as required under federal law and may refuse membership to persons who do not meet the eligibility guidelines as set forth under our federal charter. Member names on all Credit Union records must match the member's name as it appears on the government-issued identification that is provided for identity verification.

NCUA Insured Yes
Charter Number # # 5582
Date Established 1947
Assets $5,019.55 million
Loans $2,924.76 million
Deposits $4,290.72 million
Capital $620.15 million
 

Field of Membership Restrictions

Membership in Bank Fund Staff Federal Credit Union is open to those who work within the World Bank Group, International Monetary Fund, Bank-Fund Staff Federal Credit Union, World Bank Children’s Center and Bretton Woods Recreation Center, as well as retirees of those organizations. Membership is also open to family of existing members.

Deposit Rates - November 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.80% $2,500 $9,999 Learn MoreShow Less
Money Market
0.90% $10,000 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.35% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.35% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.80% $1,000 $99,999 Learn MoreShow Less
1.05% $1,000 $99,999 Learn MoreShow Less
1.35% $1,000 $99,999 Learn MoreShow Less
1.40% $1,000 $99,999 Learn MoreShow Less
1.45% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
1.45% $1,000 - Learn MoreShow Less
1.50% $1,000 $9,999,999 Learn MoreShow Less
30 Mo CD
1.50% $1,000 - Learn MoreShow Less
1.55% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
1.55% $1,000 - Learn MoreShow Less
1.60% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
1.60% $1,000 - Learn MoreShow Less
1.65% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
1.65% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.80% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 - Learn MoreShow Less

Loan Rates - November 20, 2019

Your Current Location: Washington, WA 98109

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.49% 2.49% $721.42
4 Year 3.24% 3.24% $556.01
5 Year 3.49% 3.49% $454.68
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Bank Fund Staff branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Bank Fund Staff Locations


Financial Details

Bank Fund Staff Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Fund Staff. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bank Fund Staff U.S. Average
1.37% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Bank Fund Staff had $8,605,048 in non-current loans and $216,606 in owned assets. To cover these potential losses it had $620,145,459 in net worth and $22,596,610 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
Bank Fund Staff U.S. Average
12.35% 13.65%

Bank Fund Staff FCU has a net worth of 12.35% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bank Fund Staff

Branches and Savings

What is Bank Fund Staff?

A federal credit union, registered with the NCUA under certificate #5582.
Learn more about credit unions here.

Is Bank Fund Staff FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bank Fund Staff?

Please see Field of Membership information above for information on who is eligible to join.

What are Bank Fund Staff's share account and share certificate rates?

Bank Fund Staff's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bank Fund Staff?

Bank Fund Staff has total capital of $620.15 million. Full information on Bank Fund Staff's financial position is located above.

Who owns Bank Fund Staff?

Credit Unions are owned by their members.

Where are Bank Fund Staff branches located?

See branch locations nearby.

Are Bank Fund Staff ATMs Open 24/7?

Do Bank Fund Staff ATMs accept cash deposits?

Can Bank Fund Staff customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bank Fund Staff have a mobile app?

Does Bank Fund Staff have mobile deposit?

Does Bank Fund Staff have quick pay?

How can Bank Fund Staff transfer money to other banks or credit unions?

Does Bank Fund Staff report to credit bureaus?

Does Bank Fund Staff use Chexsystems?

Does Bank Fund Staff use Equifax?

What is Bank Fund Staff's toll free phone number?

What is Bank Fund Staff's ACH Routing Number?

What is Bank Fund Staff's SWIFT code?

Where can I find Bank Fund Staff's wire transfer form?

What is the Bank Fund Staff address for deposits?

What Products Does Bank Fund Staff Offer

Does Bank Fund Staff offer mortgages?

Compare mortgage rates here.

Does Bank Fund Staff offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Fund Staff offer auto and RV loans?

Compare auto loan rates here.

Does Bank Fund Staff offer student loans or personal loans?

Compare personal loan rates here.

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