P. O. Box 312
|Charter Number #||# 21575|
Beka is an NCUA insured institution located in Lindale, GA. It was founded in 1974 and has approximately $6.79 millions in assets.
For a more detailed analysis of Beka's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Your Current Location: Virginia, VA 20146
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The following ratios and data are available to help you better understand the financial condition of Beka. The data is provided by the NCUA. Please remember that all federal credit unions listed on BestCashCow.com are NCUA insured. No depositor has ever lost money while their funds have been insured by NCUA.
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of March 31, 2015, Beka had $158,558 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,003,366 in net worth and $116,049 in loans loss reserves. That gives it a Texas Ratio of 14.16%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.
Beka FCU has a net worth of 13.05% versus the BestCashCow average of 10.81%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.