Blue Chip Federal Credit Union

Headquarters

5050 Derry St
Harrisburg, PA 17111
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Blue Chip is an NCUA insured institution located in Harrisburg, PA. It was founded in 1948 and has approximately $41.63 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24385
Date Established 1948
Assets $41.63 million
Loans $20.20 million
Deposits $36.30 million
Capital $5.02 million
 

Field of Membership Restrictions

Membership is open to these companies operating in Harrisburg, Pennsylvania: Amtrak Railroad, Norfolk Southern Railroad, Science Applications International Corporation, Steelton-Highspire Railroad, Zimmerman-Auer Funeral Home, Shield Driving School, Shearer Security, Riptide Property Maintenance, LLC, Lawnton American Legion Post 998, Keystone Staffing Services, Kaplan Career Institute, GPS Terminals Intermodal, and other select companies.

Deposit Rates - April 29, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Blue Chip

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Advertiser Disclosure

Loan Rates - April 29, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Blue Chip

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.746% 6.625% 1.00 $4,000 $2,049 Learn More
Tomo Mortgage, LLC
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,869 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More

Note to Blue Chip
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Blue Chip branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Blue Chip Locations



Climate Policy and Initiatives

BLUE CHIP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Blue Chip Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blue Chip. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blue Chip U.S. Average
1.40% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Blue Chip had $57,228 in non-current loans and $14,100 in owned assets. To cover these potential losses it had $5,015,799 in net worth and $89,262 in loans loss reserves. That gives it a Texas Ratio of 1.40%.

Net Worth
Blue Chip U.S. Average
12.03% 13.62%

Blue Chip FCU has a net worth of 12.03% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Blue Chip

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