Bluestone Federal Credit Union

Headquarters

Po Box 90240
Sioux Falls, SD 57109
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.55% 0.80% →
5-Year CD 1.11% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bluestone is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1938 and has approximately $171.29 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2874
Date Established 1938
Assets $171.29 million
Loans $79.98 million
Deposits $146.61 million
Capital $13.36 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Minnehaha, Lincoln, Turner or McCook County and their immediate family.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BLUESTONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
3.166% 3.125% 0.50 $1,312 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to BLUESTONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Bluestone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bluestone Locations



Climate Initiatives

BLUESTONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Bluestone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bluestone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bluestone U.S. Average
2.70% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Bluestone had $373,946 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,358,823 in net worth and $500,763 in loans loss reserves. That gives it a Texas Ratio of 2.70%.

Net Worth
Bluestone U.S. Average
8.19% 12.22%

Bluestone FCU has a net worth of 8.19% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bluestone

Branches and Savings

What is Bluestone?

A federal credit union, registered with the NCUA under certificate #2874.
Learn more about credit unions here.

Is Bluestone FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Bluestone is insured by the NCUA.

Who can join Bluestone?

Please see Field of Membership information above for information on who is eligible to join.

What are Bluestone's share account and share certificate rates?

Bluestone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bluestone?

Bluestone has total capital of $13.36 million. Full information on Bluestone's financial position is located above.

Who owns Bluestone?

Credit Unions are owned by their members.

Where are Bluestone branches located?

See branch locations nearby.

Are Bluestone ATMs Open 24/7?

Do Bluestone ATMs accept cash deposits?

Can Bluestone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bluestone have a mobile app?

Does Bluestone have mobile deposit?

Does Bluestone have quick pay?

How can Bluestone transfer money to other banks or credit unions?

Does Bluestone report to credit bureaus?

Does Bluestone use Chexsystems?

Does Bluestone use Equifax?

What is Bluestone's toll free phone number?

What is Bluestone's ACH Routing Number?

What is Bluestone's SWIFT code?

Where can I find Bluestone's wire transfer form?

What is the Bluestone address for deposits?

What Products Does Bluestone Offer

Does Bluestone offer mortgages?

Compare mortgage rates here.

Does Bluestone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bluestone offer auto and RV loans?

Compare auto loan rates here.

Does Bluestone offer student loans or personal loans?

Compare personal loan rates here.

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