PO BOX 250474, RAMEY
Aguadilla, PR 00604
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Borinquen Community is an NCUA insured institution located in Aguadilla, PR. It was founded in 1951 and has approximately $15.11 millions in assets.

NCUA Insured Yes
Charter Number # # 7347
Date Established 1951
Assets $15.11 million
Loans $10.14 million
Deposits $13.12 million
Capital $1.91 million

Deposit Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Borinquen Community

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Loan Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BORINQUEN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Borinquen Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Borinquen Community Locations

Financial Details

Borinquen Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Borinquen Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Borinquen Community U.S. Average
8.54% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Borinquen Community had $166,843 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,905,481 in net worth and $48,499 in loans loss reserves. That gives it a Texas Ratio of 8.54%.

Net Worth
Borinquen Community U.S. Average
12.61% 13.86%

Borinquen Community FCU has a net worth of 12.61% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Borinquen Community

Branches and Savings

What is Borinquen Community?

A federal credit union, registered with the NCUA under certificate #7347.
Learn more about credit unions here.

Is Borinquen Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Borinquen Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Borinquen Community's share account and share certificate rates?

Borinquen Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Borinquen Community?

Borinquen Community has total capital of $1.91 million. Full information on Borinquen Community's financial position is located above.

Who owns Borinquen Community?

Credit Unions are owned by their members.

Where are Borinquen Community branches located?

See branch locations nearby.

Are Borinquen Community ATMs Open 24/7?

Do Borinquen Community ATMs accept cash deposits?

Can Borinquen Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Borinquen Community have a mobile app?

Does Borinquen Community have mobile deposit?

Does Borinquen Community have quick pay?

How can Borinquen Community transfer money to other banks or credit unions?

Does Borinquen Community report to credit bureaus?

Does Borinquen Community use Chexsystems?

Does Borinquen Community use Equifax?

What is Borinquen Community's toll free phone number?

What is Borinquen Community's ACH Routing Number?

What is Borinquen Community's SWIFT code?

Where can I find Borinquen Community's wire transfer form?

What is the Borinquen Community address for deposits?

What Products Does Borinquen Community Offer

Does Borinquen Community offer mortgages?

Compare mortgage rates here.

Does Borinquen Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Borinquen Community offer auto and RV loans?

Compare auto loan rates here.

Does Borinquen Community offer student loans or personal loans?

Compare personal loan rates here.

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