Buffalo, NY 14207
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Cadets is an NCUA insured institution located in Buffalo, NY. It was founded in 1950 and has approximately $14.5 millions in assets.

NCUA Insured Yes
Charter Number # # 6930
Date Established 1950
Assets $14.50 million
Loans $9.56 million
Deposits $13.29 million
Capital $1.19 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Cadets

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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CADETS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to CADETS
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Below are Cadets branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cadets Locations

Financial Details

Cadets Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cadets. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cadets U.S. Average
12.85% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Cadets had $158,064 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $1,193,827 in net worth and $75,065 in loans loss reserves. That gives it a Texas Ratio of 12.85%.

Net Worth
Cadets U.S. Average
8.23% 13.61%

Cadets FCU has a net worth of 8.23% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cadets

Branches and Savings

What is Cadets?

A federal credit union, registered with the NCUA under certificate #6930.
Learn more about credit unions here.

Is Cadets FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cadets?

Please see Field of Membership information above for information on who is eligible to join.

What are Cadets's share account and share certificate rates?

Cadets's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cadets?

Cadets has total capital of $1.19 million. Full information on Cadets's financial position is located above.

Who owns Cadets?

Credit Unions are owned by their members.

Where are Cadets branches located?

See branch locations nearby.

Are Cadets ATMs Open 24/7?

Do Cadets ATMs accept cash deposits?

Can Cadets customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cadets have a mobile app?

Does Cadets have mobile deposit?

Does Cadets have quick pay?

How can Cadets transfer money to other banks or credit unions?

Does Cadets report to credit bureaus?

Does Cadets use Chexsystems?

Does Cadets use Equifax?

What is Cadets's toll free phone number?

What is Cadets's ACH Routing Number?

What is Cadets's SWIFT code?

Where can I find Cadets's wire transfer form?

What is the Cadets address for deposits?

What Products Does Cadets Offer

Does Cadets offer mortgages?

Compare mortgage rates here.

Does Cadets offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cadets offer auto and RV loans?

Compare auto loan rates here.

Does Cadets offer student loans or personal loans?

Compare personal loan rates here.

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