Carolina Foothills


Po Box 1411
Spartanburg, SC 29304
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Carolina Foothills is an NCUA insured institution located in Spartanburg, SC. It was founded in 1960 and has approximately $151.79 millions in assets.


You are a civilian employee of the US Government who works in Spartanburg or Greenville County.

You work for the United States Postal Service.

You work for or are retired from one of our partner companies. If you're unsure if your employer is one of our partner companies Contact us .

You live, go to school, work, worship or volunteer in one of our designated communities in Spartanburg, Greenville or Cherokee Counties. Contact us to find out what communities are in your area.

You are related to someone who is currently a member or who is currently eligible to become a member. Qualified relatives eligible to join are: spouse, mother, father, sister, brother, child, grandparent, grandchild, and step-relations.

You reside in a household (making up a single economic unit) with someone who is currently a member or who is currently eligible to become a member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13476
Date Established 1960
Assets $151.79 million
Loans $94.29 million
Deposits $133.48 million
Capital $15.99 million

Field of Membership Restrictions

Must be a civilian employee of the US Government who works in Spartanburg or Greenville County or be an employee of any of the selected partner companies. Also open to those who live, attend school, work or worship in any of the designated communities in Spartanburg, Greenville or Cherokee County.

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Carolina Foothills

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Advertiser Disclosure

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CAROLINA FOOTHILLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.450% 2.375% 1.00 $2,500 $972 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,730 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Carolina Foothills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Carolina Foothills Locations

Financial Details

Carolina Foothills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carolina Foothills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Carolina Foothills U.S. Average
2.64% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Carolina Foothills had $432,513 in non-current loans and $5,252 in owned assets. To cover these potential losses it had $15,990,717 in net worth and $614,360 in loans loss reserves. That gives it a Texas Ratio of 2.64%.

Net Worth
Carolina Foothills U.S. Average
10.53% 12.67%

Carolina Foothills FCU has a net worth of 10.53% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Carolina Foothills

Branches and Savings

What is Carolina Foothills?

A federal credit union, registered with the NCUA under certificate #13476.
Learn more about credit unions here.

Is Carolina Foothills FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Carolina Foothills is insured by the NCUA.

Who can join Carolina Foothills?

Please see Field of Membership information above for information on who is eligible to join.

What are Carolina Foothills's share account and share certificate rates?

Carolina Foothills's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Carolina Foothills?

Carolina Foothills has total capital of $15.99 million. Full information on Carolina Foothills's financial position is located above.

Who owns Carolina Foothills?

Credit Unions are owned by their members.

Where are Carolina Foothills branches located?

See branch locations nearby.

Are Carolina Foothills ATMs Open 24/7?

Do Carolina Foothills ATMs accept cash deposits?

Can Carolina Foothills customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Carolina Foothills have a mobile app?

Does Carolina Foothills have mobile deposit?

Does Carolina Foothills have quick pay?

How can Carolina Foothills transfer money to other banks or credit unions?

Does Carolina Foothills report to credit bureaus?

Does Carolina Foothills use Chexsystems?

Does Carolina Foothills use Equifax?

What is Carolina Foothills's toll free phone number?

What is Carolina Foothills's ACH Routing Number?

What is Carolina Foothills's SWIFT code?

Where can I find Carolina Foothills's wire transfer form?

What is the Carolina Foothills address for deposits?

What Products Does Carolina Foothills Offer

Does Carolina Foothills offer mortgages?

Compare mortgage rates here.

Does Carolina Foothills offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Carolina Foothills offer auto and RV loans?

Compare auto loan rates here.

Does Carolina Foothills offer student loans or personal loans?

Compare personal loan rates here.

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