Carolina Foothills Federal Credit Union

Headquarters

Po Box 1411
Spartanburg, SC 29304
See all branch locations →

ACH 253279206

Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Carolina Foothills is an NCUA insured institution located in Spartanburg, SC. It was founded in 1960 and has approximately $218 millions in assets.

Membership:

You are a civilian employee of the US Government who works in Spartanburg or Greenville County.

You work for the United States Postal Service.

You work for or are retired from one of our partner companies. If you're unsure if your employer is one of our partner companies Contact us .

You live, go to school, work, worship or volunteer in one of our designated communities in Spartanburg, Greenville or Cherokee Counties. Contact us to find out what communities are in your area.

You are related to someone who is currently a member or who is currently eligible to become a member. Qualified relatives eligible to join are: spouse, mother, father, sister, brother, child, grandparent, grandchild, and step-relations.

You reside in a household (making up a single economic unit) with someone who is currently a member or who is currently eligible to become a member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13476
Date Established 1960
Assets $218.00 million
Loans $156.93 million
Deposits $183.92 million
Capital $25.60 million
 

Field of Membership Restrictions

Must be a civilian employee of the US Government who works in Spartanburg or Greenville County or be an employee of any of the selected partner companies. Also open to those who live, attend school, work or worship in any of the designated communities in Spartanburg, Greenville or Cherokee County.

Deposit Rates - September 6, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Carolina Foothills

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - September 6, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Carolina Foothills

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to Carolina Foothills
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Branches

Below are Carolina Foothills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Carolina Foothills Locations around zip code 85001


BranchDistance Map View Lobby Hours

Greenville

1576.96 A View Lobby Hours

John B White

1598.46 B View Lobby Hours

Spartanburg

1600.49 C View Lobby Hours

Gaffney

1614.23 D View Lobby Hours


Climate Policy and Initiatives

CAROLINA FOOTHILLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Carolina Foothills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carolina Foothills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Carolina Foothills U.S. Average
11.91% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Carolina Foothills had $3,039,157 in non-current loans and $109,402 in owned assets. To cover these potential losses it had $25,596,927 in net worth and $844,524 in loans loss reserves. That gives it a Texas Ratio of 11.91%.

Net Worth
Carolina Foothills U.S. Average
11.74% 14.48%

Carolina Foothills FCU has a net worth of 11.74% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Carolina Foothills

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