Carolina Foothills Federal Credit Union
Headquarters
Po Box 1411
Spartanburg, SC 29304
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2024 Overview
General Credit Union Information
Carolina Foothills is an NCUA insured institution located in Spartanburg, SC. It was founded in 1960 and has approximately $197.46 millions in assets.
Membership:
You are a civilian employee of the US Government who works in Spartanburg or Greenville County.
You work for the United States Postal Service.
You work for or are retired from one of our partner companies. If you're unsure if your employer is one of our partner companies Contact us .
You live, go to school, work, worship or volunteer in one of our designated communities in Spartanburg, Greenville or Cherokee Counties. Contact us to find out what communities are in your area.
You are related to someone who is currently a member or who is currently eligible to become a member. Qualified relatives eligible to join are: spouse, mother, father, sister, brother, child, grandparent, grandchild, and step-relations.
You reside in a household (making up a single economic unit) with someone who is currently a member or who is currently eligible to become a member.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13476 |
| Date Established | 1960 |
| Assets | $197.46 million |
| Loans | $137.93 million |
| Deposits | $164.04 million |
| Capital | $24.29 million |
Field of Membership Restrictions
Must be a civilian employee of the US Government who works in Spartanburg or Greenville County or be an employee of any of the selected partner companies. Also open to those who live, attend school, work or worship in any of the designated communities in Spartanburg, Greenville or Cherokee County.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Carolina Foothills
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Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Carolina Foothills
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 447490 |
6.836% | 6.750% | 0.88 | $2,822 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Carolina Foothills
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Carolina Foothills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CAROLINA FOOTHILLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Carolina Foothills Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Carolina Foothills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Carolina Foothills | U.S. Average |
|---|---|
| 6.58% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Carolina Foothills had $1,609,991 in non-current loans and $43,073 in owned assets. To cover these potential losses it had $24,293,836 in net worth and $844,524 in loans loss reserves. That gives it a Texas Ratio of 6.58%.
Net Worth
| Carolina Foothills | U.S. Average |
|---|---|
| 12.28% | 13.62% |
Carolina Foothills FCU has a net worth of 12.28% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Carolina Foothills
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