Cataract City

9701 Niagara Falls Blvd
Niagara Falls, NY 14304


General Credit Union Information

NCUA Insured Yes
Charter Number # # 92
Date Established 1935
Assets $4.10 million
Loans $1.96 million
Deposits $3.46 million
Capital $0.64 million

Cataract City is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1935 and has approximately $4.1 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

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Financial Details

Cataract City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cataract City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Cataract City U.S. Average
11.42% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Cataract City had $62,281 in non-current loans and $11,876 in owned assets. To cover these potential losses it had $635,834 in net worth and $13,247 in loans loss reserves. That gives it a Texas Ratio of 11.42%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Cataract City U.S. Average
15.52% 13.06%

Cataract City FCU has a net worth of 15.52% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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