9701 Niagara Falls Blvd
Niagara Falls, NY 14304
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Cataract City is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1935 and has approximately $4.1 millions in assets.

NCUA Insured Yes
Charter Number # # 92
Date Established 1935
Assets $4.10 million
Loans $1.96 million
Deposits $3.46 million
Capital $0.64 million

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cataract City

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Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CATARACT CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Cataract City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cataract City Locations

Financial Details

Cataract City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cataract City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cataract City U.S. Average
11.42% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Cataract City had $62,281 in non-current loans and $11,876 in owned assets. To cover these potential losses it had $635,834 in net worth and $13,247 in loans loss reserves. That gives it a Texas Ratio of 11.42%.

Net Worth
Cataract City U.S. Average
15.52% 13.61%

Cataract City FCU has a net worth of 15.52% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cataract City

Branches and Savings

What is Cataract City?

A federal credit union, registered with the NCUA under certificate #92.
Learn more about credit unions here.

Is Cataract City FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cataract City?

Please see Field of Membership information above for information on who is eligible to join.

What are Cataract City's share account and share certificate rates?

Cataract City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cataract City?

Cataract City has total capital of $0.64 million. Full information on Cataract City's financial position is located above.

Who owns Cataract City?

Credit Unions are owned by their members.

Where are Cataract City branches located?

See branch locations nearby.

Are Cataract City ATMs Open 24/7?

Do Cataract City ATMs accept cash deposits?

Can Cataract City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cataract City have a mobile app?

Does Cataract City have mobile deposit?

Does Cataract City have quick pay?

How can Cataract City transfer money to other banks or credit unions?

Does Cataract City report to credit bureaus?

Does Cataract City use Chexsystems?

Does Cataract City use Equifax?

What is Cataract City's toll free phone number?

What is Cataract City's ACH Routing Number?

What is Cataract City's SWIFT code?

Where can I find Cataract City's wire transfer form?

What is the Cataract City address for deposits?

What Products Does Cataract City Offer

Does Cataract City offer mortgages?

Compare mortgage rates here.

Does Cataract City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cataract City offer auto and RV loans?

Compare auto loan rates here.

Does Cataract City offer student loans or personal loans?

Compare personal loan rates here.

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