Catholic Federal Credit Union

Headquarters

Po Box 6338
Saginaw, MI 48608
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Catholic is an NCUA insured institution located in Saginaw, MI. It was founded in 1956 and has approximately $347.14 millions in assets.

Who Can Join?

Members of Catholic Parishes located in the Diocese of Saginaw which includes Catholic Parishes in Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw, Sanilac and Tuscola counties.

Employees of the Saginaw Diocese (or Catholic Parishes) Catholic or Non-Catholic.

Students and Employees of Catholic Schools in the Diocese of Saginaw.

Relatives of a Catholic Federal Member regardless of where they live, what their religion is or their relationship to the member, by blood or marriage.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10848
Date Established 1956
Assets $347.14 million
Loans $245.34 million
Deposits $303.66 million
Capital $40.64 million
 

Field of Membership Restrictions

Membership is open to Members of Catholic Parishes located in the Diocese of Saginaw which includes parishes in Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw, Sanilac and Tuscola counties. Membership is also open to employees of St. Mary’s of Michigan, employees of the Saginaw Diocese, and students and employees of Catholic Schools in the Diocese of Saginaw.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Catholic

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CATHOLIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to CATHOLIC
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Branches

Below are Catholic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Catholic Locations



Climate Initiatives

CATHOLIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Catholic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Catholic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Catholic U.S. Average
4.26% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Catholic had $942,048 in non-current loans and $842,741 in owned assets. To cover these potential losses it had $40,640,801 in net worth and $1,277,318 in loans loss reserves. That gives it a Texas Ratio of 4.26%.

Net Worth
Catholic U.S. Average
11.7% 12.22%

Catholic FCU has a net worth of 11.7% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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