2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 10848
Date Established 1956
Assets $340.39 million
Loans $249.81 million
Deposits $298.30 million
Capital $40.64 million

Catholic is an NCUA insured institution located in Saginaw, MI. It was founded in 1956 and has approximately $340.39 millions in assets.

Who Can Join?

Members of Catholic Parishes located in the Diocese of Saginaw which includes Catholic Parishes in Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw, Sanilac and Tuscola counties.

Employees of the Saginaw Diocese (or Catholic Parishes) Catholic or Non-Catholic.

Students and Employees of Catholic Schools in the Diocese of Saginaw.

Relatives of a Catholic Federal Member regardless of where they live, what their religion is or their relationship to the member, by blood or marriage.

Field of Membership Restrictions

Membership is open to Members of Catholic Parishes located in the Diocese of Saginaw which includes parishes in Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw, Sanilac and Tuscola counties. Membership is also open to employees of St. Mary’s of Michigan, employees of the Saginaw Diocese, and students and employees of Catholic Schools in the Diocese of Saginaw.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.45% $1,000 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 - Learn MoreShow Less
Fixed IRA
1.81% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.26% $1,000 - Learn MoreShow Less
6 Mo CD
1.41% $1,000 - Learn MoreShow Less
12 Mo CD
1.81% $1,000 - Learn MoreShow Less
18 Mo CD
2.02% $1,000 - Learn MoreShow Less
24 Mo CD
2.27% $1,000 - Learn MoreShow Less
30 Mo CD
2.52% $1,000 - Learn MoreShow Less
36 Mo CD
2.57% $1,000 - Learn MoreShow Less
48 Mo CD
2.73% $1,000 - Learn MoreShow Less
60 Mo CD
2.93% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CATHOLIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Catholic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Catholic Locations

Financial Details

Catholic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Catholic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Catholic U.S. Average
6.37% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Catholic had $2,013,873 in non-current loans and $652,109 in owned assets. To cover these potential losses it had $40,638,086 in net worth and $1,198,047 in loans loss reserves. That gives it a Texas Ratio of 6.37%.

Net Worth
Catholic U.S. Average
11.93% 13.61%

Catholic FCU has a net worth of 11.93% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Catholic

Branches and Savings

What is Catholic?

A federal credit union, registered with the NCUA under certificate #10848.
Learn more about credit unions here.

Is Catholic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Catholic?

Please see Field of Membership information above for information on who is eligible to join.

What are Catholic's share account and share certificate rates?

Catholic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Catholic?

Catholic has total capital of $40.64 million. Full information on Catholic's financial position is located above.

Who owns Catholic?

Credit Unions are owned by their members.

Where are Catholic branches located?

See branch locations nearby.

Are Catholic ATMs Open 24/7?

Do Catholic ATMs accept cash deposits?

Can Catholic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Catholic have a mobile app?

Does Catholic have mobile deposit?

Does Catholic have quick pay?

How can Catholic transfer money to other banks or credit unions?

Does Catholic report to credit bureaus?

Does Catholic use Chexsystems?

Does Catholic use Equifax?

What is Catholic's toll free phone number?

What is Catholic's ACH Routing Number?

What is Catholic's SWIFT code?

Where can I find Catholic's wire transfer form?

What is the Catholic address for deposits?

What Products Does Catholic Offer

Does Catholic offer mortgages?

Compare mortgage rates here.

Does Catholic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Catholic offer auto and RV loans?

Compare auto loan rates here.

Does Catholic offer student loans or personal loans?

Compare personal loan rates here.

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