Cedar Point


22745 Maple Rd
Lexington Park, MD 20653
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.55% 0.70% →
2-Year CD 0.65% 0.75% →
5-Year CD 0.80% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cedar Point is an NCUA insured institution located in Lexington Park, MD. It was founded in 1945 and has approximately $673.66 millions in assets.

Who can join?

Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland are eligible for membership.

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter are all able to apply for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5234
Date Established 1945
Assets $673.66 million
Loans $271.33 million
Deposits $611.23 million
Capital $56.20 million

Field of Membership Restrictions

Membership is open to those who live, work, regularly conduct business, worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland and their immediate family.

Deposit Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.12% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
Special: 13 Mo CD
0.60% $1,000 - Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Special: 13 Mo FIRA
0.60% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CEDAR POINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.801% 2.750% 0.63 $1,640 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Cedar Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cedar Point Locations

Financial Details

Cedar Point Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cedar Point. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cedar Point U.S. Average
3.09% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cedar Point had $1,519,431 in non-current loans and $250,750 in owned assets. To cover these potential losses it had $56,203,427 in net worth and $1,126,571 in loans loss reserves. That gives it a Texas Ratio of 3.09%.

Net Worth
Cedar Point U.S. Average
8.34% 12.67%

Cedar Point FCU has a net worth of 8.34% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cedar Point

Branches and Savings

What is Cedar Point?

A federal credit union, registered with the NCUA under certificate #5234.
Learn more about credit unions here.

Is Cedar Point FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cedar Point is insured by the NCUA.

Who can join Cedar Point?

Please see Field of Membership information above for information on who is eligible to join.

What are Cedar Point's share account and share certificate rates?

Cedar Point's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cedar Point?

Cedar Point has total capital of $56.20 million. Full information on Cedar Point's financial position is located above.

Who owns Cedar Point?

Credit Unions are owned by their members.

Where are Cedar Point branches located?

See branch locations nearby.

Are Cedar Point ATMs Open 24/7?

Do Cedar Point ATMs accept cash deposits?

Can Cedar Point customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cedar Point have a mobile app?

Does Cedar Point have mobile deposit?

Does Cedar Point have quick pay?

How can Cedar Point transfer money to other banks or credit unions?

Does Cedar Point report to credit bureaus?

Does Cedar Point use Chexsystems?

Does Cedar Point use Equifax?

What is Cedar Point's toll free phone number?

What is Cedar Point's ACH Routing Number?

What is Cedar Point's SWIFT code?

Where can I find Cedar Point's wire transfer form?

What is the Cedar Point address for deposits?

What Products Does Cedar Point Offer

Does Cedar Point offer mortgages?

Compare mortgage rates here.

Does Cedar Point offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cedar Point offer auto and RV loans?

Compare auto loan rates here.

Does Cedar Point offer student loans or personal loans?

Compare personal loan rates here.

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