Central Keystone


1000 Market St
Sunbury, PA 17801
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Central Keystone is an NCUA insured institution located in Sunbury, PA. It was founded in 1954 and has approximately $50.92 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9213
Date Established 1954
Assets $50.92 million
Loans $25.24 million
Deposits $41.62 million
Capital $8.88 million

Deposit Rates - May 10, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - May 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRAL KEYSTONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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2.681% 2.625% 0.75 $1,838 $1,005 Learn More
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2.767% 2.750% 0.25 $562 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
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BMO Harris Bank
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1.990 %
After Intro: 4.700 %
Intro Period: 12 months
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Below are Central Keystone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Central Keystone Locations

Financial Details

Central Keystone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Keystone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Keystone U.S. Average
4.87% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Central Keystone had $400,156 in non-current loans and $35,000 in owned assets. To cover these potential losses it had $8,878,152 in net worth and $49,192 in loans loss reserves. That gives it a Texas Ratio of 4.87%.

Net Worth
Central Keystone U.S. Average
17.43% 12.67%

Central Keystone FCU has a net worth of 17.43% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Central Keystone

Branches and Savings

What is Central Keystone?

A federal credit union, registered with the NCUA under certificate #9213.
Learn more about credit unions here.

Is Central Keystone FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Central Keystone is insured by the NCUA.

Who can join Central Keystone?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Keystone's share account and share certificate rates?

Central Keystone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Keystone?

Central Keystone has total capital of $8.88 million. Full information on Central Keystone's financial position is located above.

Who owns Central Keystone?

Credit Unions are owned by their members.

Where are Central Keystone branches located?

See branch locations nearby.

Are Central Keystone ATMs Open 24/7?

Do Central Keystone ATMs accept cash deposits?

Can Central Keystone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Keystone have a mobile app?

Does Central Keystone have mobile deposit?

Does Central Keystone have quick pay?

How can Central Keystone transfer money to other banks or credit unions?

Does Central Keystone report to credit bureaus?

Does Central Keystone use Chexsystems?

Does Central Keystone use Equifax?

What is Central Keystone's toll free phone number?

What is Central Keystone's ACH Routing Number?

What is Central Keystone's SWIFT code?

Where can I find Central Keystone's wire transfer form?

What is the Central Keystone address for deposits?

What Products Does Central Keystone Offer

Does Central Keystone offer mortgages?

Compare mortgage rates here.

Does Central Keystone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Keystone offer auto and RV loans?

Compare auto loan rates here.

Does Central Keystone offer student loans or personal loans?

Compare personal loan rates here.

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