500 BROADWAY #205
Chelsea, MA 02150
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Chelsea Employees is an NCUA insured institution located in Chelsea, MA. It was founded in 1935 and has approximately $14.85 millions in assets.

NCUA Insured Yes
Charter Number # # 851
Date Established 1935
Assets $14.85 million
Loans $7.75 million
Deposits $13.48 million
Capital $1.35 million

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Chelsea Employees

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Note to Chelsea Employees
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Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHELSEA EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Chelsea Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Chelsea Employees Locations

Financial Details

Chelsea Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chelsea Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chelsea Employees U.S. Average
6.58% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Chelsea Employees had $73,201 in non-current loans and $17,686 in owned assets. To cover these potential losses it had $1,354,257 in net worth and $27,957 in loans loss reserves. That gives it a Texas Ratio of 6.58%.

Net Worth
Chelsea Employees U.S. Average
9.12% 13.61%

Chelsea Employees FCU has a net worth of 9.12% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chelsea Employees

Branches and Savings

What is Chelsea Employees?

A federal credit union, registered with the NCUA under certificate #851.
Learn more about credit unions here.

Is Chelsea Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chelsea Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Chelsea Employees's share account and share certificate rates?

Chelsea Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chelsea Employees?

Chelsea Employees has total capital of $1.35 million. Full information on Chelsea Employees's financial position is located above.

Who owns Chelsea Employees?

Credit Unions are owned by their members.

Where are Chelsea Employees branches located?

See branch locations nearby.

Are Chelsea Employees ATMs Open 24/7?

Do Chelsea Employees ATMs accept cash deposits?

Can Chelsea Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chelsea Employees have a mobile app?

Does Chelsea Employees have mobile deposit?

Does Chelsea Employees have quick pay?

How can Chelsea Employees transfer money to other banks or credit unions?

Does Chelsea Employees report to credit bureaus?

Does Chelsea Employees use Chexsystems?

Does Chelsea Employees use Equifax?

What is Chelsea Employees's toll free phone number?

What is Chelsea Employees's ACH Routing Number?

What is Chelsea Employees's SWIFT code?

Where can I find Chelsea Employees's wire transfer form?

What is the Chelsea Employees address for deposits?

What Products Does Chelsea Employees Offer

Does Chelsea Employees offer mortgages?

Compare mortgage rates here.

Does Chelsea Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chelsea Employees offer auto and RV loans?

Compare auto loan rates here.

Does Chelsea Employees offer student loans or personal loans?

Compare personal loan rates here.

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