Cherokee County

Headquarters

P O Box 589
Rusk, TX 75785
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cherokee County is an NCUA insured institution located in Rusk, TX. It was founded in 1960 and has approximately $38.86 millions in assets.

NCUA Insured Yes
Charter Number # # 13591
Date Established 1960
Assets $38.86 million
Loans $31.25 million
Deposits $29.81 million
Capital $8.96 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cherokee County.

Deposit Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cherokee County

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Cherokee County
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHEROKEE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.670% 2.625% 0.63 $1,480 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CHEROKEE COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cherokee County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cherokee County Locations


Financial Details

Cherokee County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cherokee County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cherokee County U.S. Average
3.03% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Cherokee County had $253,126 in non-current loans and $27,975 in owned assets. To cover these potential losses it had $8,959,410 in net worth and $329,176 in loans loss reserves. That gives it a Texas Ratio of 3.03%.

Net Worth
Cherokee County U.S. Average
23.05% 12.91%

Cherokee County FCU has a net worth of 23.05% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cherokee County

Branches and Savings

What is Cherokee County?

A credit union, registered with the NCUA under certificate #13591.
Learn more about credit unions here.

Is Cherokee County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cherokee County?

Please see Field of Membership information above for information on who is eligible to join.

What are Cherokee County's share account and share certificate rates?

Cherokee County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cherokee County?

Cherokee County has total capital of $8.96 million. Full information on Cherokee County's financial position is located above.

Who owns Cherokee County?

Credit Unions are owned by their members.

Where are Cherokee County branches located?

See branch locations nearby.

Are Cherokee County ATMs Open 24/7?

Do Cherokee County ATMs accept cash deposits?

Can Cherokee County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cherokee County have a mobile app?

Does Cherokee County have mobile deposit?

Does Cherokee County have quick pay?

How can Cherokee County transfer money to other banks or credit unions?

Does Cherokee County report to credit bureaus?

Does Cherokee County use Chexsystems?

Does Cherokee County use Equifax?

What is Cherokee County's toll free phone number?

What is Cherokee County's ACH Routing Number?

What is Cherokee County's SWIFT code?

Where can I find Cherokee County's wire transfer form?

What is the Cherokee County address for deposits?

What Products Does Cherokee County Offer

Does Cherokee County offer mortgages?

Compare mortgage rates here.

Does Cherokee County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cherokee County offer auto and RV loans?

Compare auto loan rates here.

Does Cherokee County offer student loans or personal loans?

Compare personal loan rates here.

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