Chippewa County

Headquarters

402 W Spruce St
Sault Sainte Ma, MI 49783
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chippewa County is an NCUA insured institution located in Sault Sainte Ma, MI. It was founded in 1955 and has approximately $33.79 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61416
Date Established 1955
Assets $33.79 million
Loans $16.43 million
Deposits $30.05 million
Capital $3.45 million
 

Field of Membership Restrictions

Chippewa County CU is open to the current employees or the retirees that live in Chippewa County of the site listed CU-affiliated SEG's. Membership eligibility also includes the families and household members of current CU members.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHIPPEWA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.652% 2.625% 0.38 $898 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CHIPPEWA COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Chippewa County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chippewa County Locations


Financial Details

Chippewa County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chippewa County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chippewa County U.S. Average
17.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chippewa County had $361,096 in non-current loans and $267,877 in owned assets. To cover these potential losses it had $3,450,995 in net worth and $237,990 in loans loss reserves. That gives it a Texas Ratio of 17.05%.

Net Worth
Chippewa County U.S. Average
10.21% 12.67%

Chippewa County FCU has a net worth of 10.21% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chippewa County

Branches and Savings

What is Chippewa County?

A credit union, registered with the NCUA under certificate #61416.
Learn more about credit unions here.

Is Chippewa County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chippewa County is insured by the NCUA.

Who can join Chippewa County?

Please see Field of Membership information above for information on who is eligible to join.

What are Chippewa County's share account and share certificate rates?

Chippewa County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chippewa County?

Chippewa County has total capital of $3.45 million. Full information on Chippewa County's financial position is located above.

Who owns Chippewa County?

Credit Unions are owned by their members.

Where are Chippewa County branches located?

See branch locations nearby.

Are Chippewa County ATMs Open 24/7?

Do Chippewa County ATMs accept cash deposits?

Can Chippewa County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chippewa County have a mobile app?

Does Chippewa County have mobile deposit?

Does Chippewa County have quick pay?

How can Chippewa County transfer money to other banks or credit unions?

Does Chippewa County report to credit bureaus?

Does Chippewa County use Chexsystems?

Does Chippewa County use Equifax?

What is Chippewa County's toll free phone number?

What is Chippewa County's ACH Routing Number?

What is Chippewa County's SWIFT code?

Where can I find Chippewa County's wire transfer form?

What is the Chippewa County address for deposits?

What Products Does Chippewa County Offer

Does Chippewa County offer mortgages?

Compare mortgage rates here.

Does Chippewa County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chippewa County offer auto and RV loans?

Compare auto loan rates here.

Does Chippewa County offer student loans or personal loans?

Compare personal loan rates here.

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