Po Box 264
Sherman, TX 75091
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cicost is an NCUA insured institution located in Sherman, TX. It was founded in 1957 and has approximately $19.5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12015
Date Established 1957
Assets $19.50 million
Loans $6.71 million
Deposits $17.99 million
Capital $1.41 million

Deposit Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cicost

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Loan Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CICOST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.758% 2.750% 0.13 $248 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to CICOST
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Below are Cicost branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cicost Locations

Financial Details

Cicost Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cicost. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cicost U.S. Average
0.08% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cicost had $1,170 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,413,839 in net worth and $21,125 in loans loss reserves. That gives it a Texas Ratio of 0.08%.

Net Worth
Cicost U.S. Average
7.25% 12.67%

Cicost FCU has a net worth of 7.25% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cicost

Branches and Savings

What is Cicost?

A federal credit union, registered with the NCUA under certificate #12015.
Learn more about credit unions here.

Is Cicost FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cicost is insured by the NCUA.

Who can join Cicost?

Please see Field of Membership information above for information on who is eligible to join.

What are Cicost's share account and share certificate rates?

Cicost's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cicost?

Cicost has total capital of $1.41 million. Full information on Cicost's financial position is located above.

Who owns Cicost?

Credit Unions are owned by their members.

Where are Cicost branches located?

See branch locations nearby.

Are Cicost ATMs Open 24/7?

Do Cicost ATMs accept cash deposits?

Can Cicost customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cicost have a mobile app?

Does Cicost have mobile deposit?

Does Cicost have quick pay?

How can Cicost transfer money to other banks or credit unions?

Does Cicost report to credit bureaus?

Does Cicost use Chexsystems?

Does Cicost use Equifax?

What is Cicost's toll free phone number?

What is Cicost's ACH Routing Number?

What is Cicost's SWIFT code?

Where can I find Cicost's wire transfer form?

What is the Cicost address for deposits?

What Products Does Cicost Offer

Does Cicost offer mortgages?

Compare mortgage rates here.

Does Cicost offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cicost offer auto and RV loans?

Compare auto loan rates here.

Does Cicost offer student loans or personal loans?

Compare personal loan rates here.

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