Clearwater of Missoula, Montana

Headquarters

3600 Brooks St
Missoula, MT 59801
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Notable Rates APY Vs.Others
Savings 0.05% 4.15% →
1-Year CD 0.50% 4.59% →
2-Year CD 0.50% 4.47% →
5-Year CD 0.50% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Clearwater Of Missoula, Montana is an NCUA insured institution located in Missoula, MT. It was founded in 1956 and has approximately $1143.31 millions in assets.

Who can join?

Membership in Missoula Federal Credit Union is open to persons who live, work, worship or attend school in, and businesses located in Missoula, Lake or Ravalli Counties, Montana and their immediate families.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11300
Date Established 1956
Assets $1,143.31 million
Loans $838.79 million
Deposits $921.79 million
Capital $142.93 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Missoula County, Lake County, or Ravalli County.

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Clearwater of Missoula, Montana

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Note to Clearwater of Missoula, Montana
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Branches

Below are Clearwater Of Missoula, Montana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Clearwater Of Missoula, Montana Locations around zip code 10116


BranchDistance Map View Lobby Hours

MFCU - UM

2161.02 A View Lobby Hours

MFCU - DT

2161.70 B View Lobby Hours

MFCU - SV

2162.07 C View Lobby Hours

MFCU - RUS

2162.70 D View Lobby Hours

MFCU - SS

2163.32 E View Lobby Hours

MFCU - RS

2164.22 F View Lobby Hours


Climate Policy and Initiatives

CLEARWATER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Clearwater Of Missoula, Montana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clearwater Of Missoula, Montana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clearwater Of Missoula, Montana U.S. Average
4.71% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Clearwater Of Missoula, Montana had $6,994,816 in non-current loans and $160,738 in owned assets. To cover these potential losses it had $142,932,536 in net worth and $9,144,174 in loans loss reserves. That gives it a Texas Ratio of 4.71%.

Net Worth
Clearwater Of Missoula, Montana U.S. Average
12.5% 14.48%

Clearwater Of Missoula, Montana FCU has a net worth of 12.5% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Clearwater of Missoula, Montana

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