Community First Federal Credit Union


Po Box 6004
Santa Rosa, CA 95406
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 5.00% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Community First is an NCUA insured institution located in Santa Rosa, CA. It was founded in 1961 and has approximately $211.6 millions in assets.

Who can join?

Any resident, student or someone doing business in Sonoma County, Mendocino County, and Marin County is eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 67895
Date Established 1961
Assets $211.60 million
Loans $150.62 million
Deposits $188.80 million
Capital $19.61 million

Field of Membership Restrictions

Community First CU Of California is open to anyone that conducts business in, resides in, or is a registered student in these California Counties; Sonoma, Napa, Marin, and Mendicino as well as the Health Care Professional members of Napa Federal CU.

Deposit Rates - January 27, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Community First

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Community First

Note to Community First
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 27, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More
NMLS ID: Not lender
Learn More
NMLS ID: Not lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.990 %
After Intro: 8.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Community First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Community First Locations

Climate Initiatives

COMMUNITY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Community First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First U.S. Average
5.59% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Community First had $999,592 in non-current loans and $136,957 in owned assets. To cover these potential losses it had $19,613,771 in net worth and $719,800 in loans loss reserves. That gives it a Texas Ratio of 5.59%.

Net Worth
Community First U.S. Average
9.45% 12.52%

Community First FCU has a net worth of 9.45% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for COMMUNITY FIRST

There are currently no comments for COMMUNITY FIRST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →