CONSTELLATION

1810 SAMUEL MORSE DR
Reston, VA 20190

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5098
Date Established 1944
Assets $221.90 million
Loans $132.32 million
Deposits $188.15 million
Capital $22.26 million

Constellation is an NCUA insured institution located in Reston, VA. It was founded in 1944 and has approximately $221.9 millions in assets.

Who can join?

CFCU limits eligibility to a field of membership defined by a common bond. Eligibility is based on any of the following conditions:

Federal government civil industry employees and retirees in the Washington Metropolitan area which includes the following political jurisdictions:

District of Columbia; Calvert County, Maryland; Charles County, Maryland; Prince George's County, Maryland; Arlington County, Virginia; Clarke County, Virginia; Culpeper County, Virginia; Fairfax County, Virginia; Frederick County, Virginia; Fauquier County, Virginia; Loudoun County, Virginia; Prince William County, Virginia; Spotsylvainia County, Virginia; Stafford County, Virginia; Warren County, Virginia; Alexandria City, Virginia; Fairfax City, Virginia; Falls Church City, Virginia; Fredericksburg City, Virginia; Manassas City, Virginia; Manassas Park City, Virginia; Fredrick County, Maryland; Montgomery County, Maryland; Anne Arundel County, Maryland; Baltimore County, Maryland; Carroll County, Maryland; Harford County, Maryland; Howard County, Maryland; Baltimore City, Maryland; Cecil County, Maryland; Allegany County, Maryland; Page County, Virginia; Rappahonnock County, Virginia; St. Mary's County, Maryland; Washington County, Maryland; Westmoreland County, West Virginia; Winchester City, Virginia; Kent County, Maryland; Talbot County, Maryland.

You are an immediate family member of those listed above. Immediate family is defined as spouse, child, sibling, parent, grandparent and/or grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships.

Household member eligibility is defined as persons living in the same residence maintaining a single economic unit.

Membership is extended only to individuals who are members of an
"immediate family or household" of a credit union member. It is not necessary for the primary member to join the credit union in order for the immediate family or household member of the primary member to join. It is necessary for the immediate family member or household member to first join in order for that person's immediate family member or household member to join the credit union.

Volunteers, by virtue of their close relationship with a sponsor group.
Widows and widowers of those listed above.

Organizations, clubs or associations comprised of groups of the National Geospatial-Intelligence Agency.

Field of Membership Restrictions

Membership is open to Federal government civil industry employees and retirees in the Washington Metropolitan area and other select groups.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Constellation

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Constellation
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Constellation, but see these great savings and CD rates:

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Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONSTELLATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CONSTELLATION
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Branches

Below are Constellation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Constellation Locations


Financial Details

Constellation Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Constellation. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Constellation U.S. Average
7.01% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Constellation had $1,564,682 in non-current loans and $0 in owned assets. To cover these potential losses it had $22,257,295 in net worth and $58,882 in loans loss reserves. That gives it a Texas Ratio of 7.01%.

Net Worth
Constellation U.S. Average
10.03% 13.47%

Constellation FCU has a net worth of 10.03% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Constellation

Branches and Savings

What is Constellation?

A federal credit union, registered with the NCUA under certificate #5098.
Learn more about credit unions here.

Is Constellation FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Constellation?

Please see Field of Membership information above for information on who is eligible to join.

What are Constellation's share account and share certificate rates?

Constellation's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Constellation?

Constellation has total capital of $22.26 million. Full information on Constellation's financial position is located above.

Who owns Constellation?

Credit Unions are owned by their members.

Where are Constellation branches located?

See branch locations nearby.

Are Constellation ATMs Open 24/7?

Do Constellation ATMs accept cash deposits?

Can Constellation customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Constellation have a mobile app?

Does Constellation have mobile deposit?

Does Constellation have quick pay?

How can Constellation transfer money to other banks or credit unions?

Does Constellation report to credit bureaus?

Does Constellation use Chexsystems?

Does Constellation use Equifax?

What is Constellation's toll free phone number?

What is Constellation's ACH Routing Number?

What is Constellation's SWIFT code?

Where can I find Constellation's wire transfer form?

What is the Constellation address for deposits?

What Products Does Constellation Offer

Does Constellation offer mortgages?

Compare mortgage rates here.

Does Constellation offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Constellation offer auto and RV loans?

Compare auto loan rates here.

Does Constellation offer student loans or personal loans?

Compare personal loan rates here.

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