Constellation Federal Credit Union
Headquarters
1810 Samuel Morse Dr
Reston, VA 20190
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2024 Overview
General Credit Union Information
Constellation is an NCUA insured institution located in Reston, VA. It was founded in 1944 and has approximately $215.77 millions in assets.
Who can join?
CFCU limits eligibility to a field of membership defined by a common bond. Eligibility is based on any of the following conditions:
Federal government civil industry employees and retirees in the Washington Metropolitan area which includes the following political jurisdictions:
District of Columbia; Calvert County, Maryland; Charles County, Maryland; Prince George's County, Maryland; Arlington County, Virginia; Clarke County, Virginia; Culpeper County, Virginia; Fairfax County, Virginia; Frederick County, Virginia; Fauquier County, Virginia; Loudoun County, Virginia; Prince William County, Virginia; Spotsylvainia County, Virginia; Stafford County, Virginia; Warren County, Virginia; Alexandria City, Virginia; Fairfax City, Virginia; Falls Church City, Virginia; Fredericksburg City, Virginia; Manassas City, Virginia; Manassas Park City, Virginia; Fredrick County, Maryland; Montgomery County, Maryland; Anne Arundel County, Maryland; Baltimore County, Maryland; Carroll County, Maryland; Harford County, Maryland; Howard County, Maryland; Baltimore City, Maryland; Cecil County, Maryland; Allegany County, Maryland; Page County, Virginia; Rappahonnock County, Virginia; St. Mary's County, Maryland; Washington County, Maryland; Westmoreland County, West Virginia; Winchester City, Virginia; Kent County, Maryland; Talbot County, Maryland.
You are an immediate family member of those listed above. Immediate family is defined as spouse, child, sibling, parent, grandparent and/or grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships.
Household member eligibility is defined as persons living in the same residence maintaining a single economic unit.
Membership is extended only to individuals who are members of an
"immediate family or household" of a credit union member. It is not necessary for the primary member to join the credit union in order for the immediate family or household member of the primary member to join. It is necessary for the immediate family member or household member to first join in order for that person's immediate family member or household member to join the credit union.
Volunteers, by virtue of their close relationship with a sponsor group.
Widows and widowers of those listed above.
Organizations, clubs or associations comprised of groups of the National Geospatial-Intelligence Agency.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5098 |
| Date Established | 1944 |
| Assets | $215.77 million |
| Loans | $130.30 million |
| Deposits | $193.58 million |
| Capital | $21.86 million |
Field of Membership Restrictions
Membership is open to Federal government civil industry employees and retirees in the Washington Metropolitan area and other select groups.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Constellation
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Constellation
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Constellation
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Constellation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CONSTELLATION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Constellation Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Constellation. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Constellation | U.S. Average |
|---|---|
| 2.19% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Constellation had $479,469 in non-current loans and $0 in owned assets. To cover these potential losses it had $21,858,657 in net worth and $78,327 in loans loss reserves. That gives it a Texas Ratio of 2.19%.
Net Worth
| Constellation | U.S. Average |
|---|---|
| 10.13% | 13.62% |
Constellation FCU has a net worth of 10.13% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Constellation
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