3634 E Andrew Johnson Hwy
Greeneville, TN 37745
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.70% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD 1.20% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Consumer is an NCUA insured institution located in Greeneville, TN. It was founded in 1953 and has approximately $503.85 millions in assets.

Who can join?

Persons who live, work, worship, or attend school in and businesses and other legal entities located in Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Sullivan County and Johnson City, Tennessee.

NCUA Insured Yes
Charter Number # # 60056
Date Established 1953
Assets $503.85 million
Loans $331.85 million
Deposits $430.76 million
Capital $49.39 million

Field of Membership Restrictions

Consumer CU of Tennessee is open to accredited institutions, businesses, residents, people that maintain employment, church members, and registered students in these Tennessee Counties; Anderson, Blount, Claiborne, Cocke, Greene, Hancock, Hamblen, Jefferson, Knox, Louden, Sullivan, and Union as well as Johnson City.

Deposit Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 1 Mo CD
0.35% $10,000 - Learn More
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.30% $1 $499 Learn MoreShow Less

Loan Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONSUMER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Consumer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Consumer Locations

Financial Details

Consumer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumer U.S. Average
2.64% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Consumer had $1,000,038 in non-current loans and $322,056 in owned assets. To cover these potential losses it had $49,391,846 in net worth and $755,717 in loans loss reserves. That gives it a Texas Ratio of 2.64%.

Net Worth
Consumer U.S. Average
9.8% 13.61%

Consumer FCU has a net worth of 9.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Consumer

Branches and Savings

What is Consumer?

A federal credit union, registered with the NCUA under certificate #60056.
Learn more about credit unions here.

Is Consumer FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Consumer?

Please see Field of Membership information above for information on who is eligible to join.

What are Consumer's share account and share certificate rates?

Consumer's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Consumer?

Consumer has total capital of $49.39 million. Full information on Consumer's financial position is located above.

Who owns Consumer?

Credit Unions are owned by their members.

Where are Consumer branches located?

See branch locations nearby.

Are Consumer ATMs Open 24/7?

Do Consumer ATMs accept cash deposits?

Can Consumer customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Consumer have a mobile app?

Does Consumer have mobile deposit?

Does Consumer have quick pay?

How can Consumer transfer money to other banks or credit unions?

Does Consumer report to credit bureaus?

Does Consumer use Chexsystems?

Does Consumer use Equifax?

What is Consumer's toll free phone number?

What is Consumer's ACH Routing Number?

What is Consumer's SWIFT code?

Where can I find Consumer's wire transfer form?

What is the Consumer address for deposits?

What Products Does Consumer Offer

Does Consumer offer mortgages?

Compare mortgage rates here.

Does Consumer offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Consumer offer auto and RV loans?

Compare auto loan rates here.

Does Consumer offer student loans or personal loans?

Compare personal loan rates here.

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