Consumer Credit Union

Headquarters

3634 E Andrew Johnson Hwy
Greeneville, TN 37745
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.70% 5.38% →
2-Year CD 0.90% 4.95% →
5-Year CD 1.20% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Consumer is an NCUA insured institution located in Greeneville, TN. It was founded in 1953 and has approximately $631.34 millions in assets.

Who can join?

Persons who live, work, worship, or attend school in and businesses and other legal entities located in Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Sullivan County and Johnson City, Tennessee.

NCUA Insured Yes / State-Chartered
Charter Number # # 60056
Date Established 1953
Assets $631.34 million
Loans $431.57 million
Deposits $549.50 million
Capital $60.14 million
 

Field of Membership Restrictions

Consumer CU of Tennessee is open to accredited institutions, businesses, residents, people that maintain employment, church members, and registered students in these Tennessee Counties; Anderson, Blount, Claiborne, Cocke, Greene, Hancock, Hamblen, Jefferson, Knox, Louden, Sullivan, and Union as well as Johnson City.

Deposit Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less

Loan Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Consumer

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.831% 6.740% 0.88 $2,989 $2,074 Learn More
PADDIO
NMLS ID: 1907
7.053% 6.875% 0.88 $5,802 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Consumer
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Consumer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

CONSUMER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Consumer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumer U.S. Average
1.83% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Consumer had $972,650 in non-current loans and $157,652 in owned assets. To cover these potential losses it had $60,141,137 in net worth and $1,564,600 in loans loss reserves. That gives it a Texas Ratio of 1.83%.

Net Worth
Consumer U.S. Average
9.58% 13.65%

Consumer FCU has a net worth of 9.58% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Consumer

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