CONSUMER

3634 E Andrew Johnson Hwy
Greeneville, TN 37745

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60056
Date Established 1953
Assets $449.76 million
Loans $344.91 million
Deposits $375.75 million
Capital $45.96 million

Consumer is an NCUA insured institution located in Greeneville, TN. It was founded in 1953 and has approximately $449.76 millions in assets.

Who can join?

Persons who live, work, worship, or attend school in and businesses and other legal entities located in Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Sullivan County and Johnson City, Tennessee.

Field of Membership Restrictions

Consumer CU of Tennessee is open to accredited institutions, businesses, residents, people that maintain employment, church members, and registered students in these Tennessee Counties; Anderson, Blount, Claiborne, Cocke, Greene, Hancock, Hamblen, Jefferson, Knox, Louden, Sullivan, and Union as well as Johnson City.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 1 Mo CD
0.35% $10,000 - Learn MoreShow Less
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
0.65% $500 - Learn MoreShow Less
12 Mo CD
2.00% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $1,000 - Learn MoreShow Less
24 Mo CD
2.30% $1,000 - Learn MoreShow Less
30 Mo CD
2.30% $1,000 - Learn MoreShow Less
36 Mo CD
2.40% $1,000 - Learn MoreShow Less
48 Mo CD
2.50% $1,000 - Learn MoreShow Less
60 Mo CD
2.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.55% $1 - Learn MoreShow Less

Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONSUMER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.301% 4.250% 0.25 $1,632 $1,230 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.275% 4.250% 0.25 $730 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to CONSUMER
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Consumer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Consumer Locations

Financial Details

Consumer Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumer U.S. Average
2.10% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Consumer had $859,829 in non-current loans and $125,895 in owned assets. To cover these potential losses it had $45,959,329 in net worth and $1,010,249 in loans loss reserves. That gives it a Texas Ratio of 2.10%.

Net Worth
Consumer U.S. Average
10.21% 13.21%

Consumer FCU has a net worth of 10.21% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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