Coosa Valley Federal Credit Union

Headquarters

2010 Redmond Cir Nw
Rome, GA 30165
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Coosa Valley is an NCUA insured institution located in Rome, GA. It was founded in 1954 and has approximately $204.99 millions in assets.

Who can join?

Coosa Valley Federal Credit Union membership is available to individuals who live, work, worship, or attend school in the following ten counties:

Bartow
Catoosa
Chattooga
Dade
Floyd
Gordon
Haralson
Paulding
Polk
Walker

Credit union benefits are also extended to immediate family members.
An immediate family member is defined as a spouse, child, sibling, parent, grandparent, and grandchild. For the purpose of this definition, immediate family also includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

Selective Businesses in these counties are also eligible.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9488
Date Established 1954
Assets $204.99 million
Loans $136.82 million
Deposits $184.14 million
Capital $15.16 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bartow, Catoosa, Chattooga, Dade, Floyd, Gordon, Haralson, Paulding, Polk, and Walker Counties.

Deposit Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Coosa Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COOSA VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.116% 2.990% 0.63 $4,062 $1,053 Learn More
Rocket Mortgage
NMLS ID: 3030
3.736% 3.625% 0.88 $3,438 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to COOSA VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Coosa Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Coosa Valley Locations



Climate Initiatives

COOSA VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Coosa Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coosa Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coosa Valley U.S. Average
7.15% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Coosa Valley had $706,721 in non-current loans and $449,271 in owned assets. To cover these potential losses it had $15,161,000 in net worth and $1,002,244 in loans loss reserves. That gives it a Texas Ratio of 7.15%.

Net Worth
Coosa Valley U.S. Average
8.76% 12.22%

Coosa Valley FCU has a net worth of 8.76% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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