P.O. BOX 216
Coulee Dam, WA 99116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.95% →
1-Year CD 0.20% 1.01% →
2-Year CD 0.20% 0.95% →
5-Year CD 0.30% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Coulee Dam is an NCUA insured institution located in Coulee Dam, WA. It was founded in 1941 and has approximately $150.47 millions in assets.

NCUA Insured Yes
Charter Number # # 4686
Date Established 1941
Assets $150.47 million
Loans $97.44 million
Deposits $136.27 million
Capital $12.74 million

Field of Membership Restrictions

Membership is open to those who live or work within 50 miles of the Coulee Dam Post Office, or live or work within Douglas, Ferry, Grant, Okanogan, Pend Oreille, and Stevens Counties. Family members are also automatically eligible to join.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.10% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.15% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.15% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.20% $10,000 $14,999 Learn More
60 Mo CD
0.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COULEE DAM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Coulee Dam branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Coulee Dam Locations

Financial Details

Coulee Dam Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coulee Dam. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coulee Dam U.S. Average
4.03% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Coulee Dam had $532,818 in non-current loans and $17,750 in owned assets. To cover these potential losses it had $12,736,810 in net worth and $930,754 in loans loss reserves. That gives it a Texas Ratio of 4.03%.

Net Worth
Coulee Dam U.S. Average
8.71% 13.61%

Coulee Dam FCU has a net worth of 8.71% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Coulee Dam

Branches and Savings

What is Coulee Dam?

A federal credit union, registered with the NCUA under certificate #4686.
Learn more about credit unions here.

Is Coulee Dam FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Coulee Dam?

Please see Field of Membership information above for information on who is eligible to join.

What are Coulee Dam's share account and share certificate rates?

Coulee Dam's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Coulee Dam?

Coulee Dam has total capital of $12.74 million. Full information on Coulee Dam's financial position is located above.

Who owns Coulee Dam?

Credit Unions are owned by their members.

Where are Coulee Dam branches located?

See branch locations nearby.

Are Coulee Dam ATMs Open 24/7?

Do Coulee Dam ATMs accept cash deposits?

Can Coulee Dam customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Coulee Dam have a mobile app?

Does Coulee Dam have mobile deposit?

Does Coulee Dam have quick pay?

How can Coulee Dam transfer money to other banks or credit unions?

Does Coulee Dam report to credit bureaus?

Does Coulee Dam use Chexsystems?

Does Coulee Dam use Equifax?

What is Coulee Dam's toll free phone number?

What is Coulee Dam's ACH Routing Number?

What is Coulee Dam's SWIFT code?

Where can I find Coulee Dam's wire transfer form?

What is the Coulee Dam address for deposits?

What Products Does Coulee Dam Offer

Does Coulee Dam offer mortgages?

Compare mortgage rates here.

Does Coulee Dam offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Coulee Dam offer auto and RV loans?

Compare auto loan rates here.

Does Coulee Dam offer student loans or personal loans?

Compare personal loan rates here.

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