Credit Union Advantage


Our records indicate that this credit union has been acquired by ZEAL.


Headquarters

22250 Providence Dr
Southfield, MI 48075
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 0.95% 4.47% →
5-Year CD 1.36% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Credit Union Advantage is an NCUA insured institution located in Southfield, MI. It was founded in 1969 and has approximately $28.45 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62517
Date Established 1969
Assets $28.45 million
Loans $8.14 million
Deposits $23.92 million
Capital $3.42 million
 

Field of Membership Restrictions

CU Advantage of Michigan is open to the residents and people maintaining employment in the qualified site listed locations within these Michigan Counties; Oakland, Macomb, and Wayne as well as the employees and/or members of SEG's or comparable sources within 25-miles of the CU Southfield and Novi offices, Oakland County seniors 55+ receiving retirement income compensation, CU employees, and the family members of these pointed eligible members.

Deposit Rates - September 29, 2026

Your Current Location: Tennessee, TN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.22% $10,000 $14,999 Learn More
Money Market
0.22% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
1.06% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.26% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.12% $1 $99 Learn MoreShow Less
Int Ckg
0.12% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Tennessee, TN

There are currently no loan rates available for Credit Union Advantage

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Tennessee 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Tennessee Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Credit Union Advantage
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Credit Union Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
White House,Tennessee


Credit Union Advantage Locations


BranchDistance Map View Lobby Hours

Main Office

782.57 A View Lobby Hours

Novi Office

784.26 B View Lobby Hours


Climate Policy and Initiatives

CREDIT UNION ADVANTAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Credit Union Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Advantage U.S. Average
6.32% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Credit Union Advantage had $196,071 in non-current loans and $24,925 in owned assets. To cover these potential losses it had $3,417,349 in net worth and $78,386 in loans loss reserves. That gives it a Texas Ratio of 6.32%.

Net Worth
Credit Union Advantage U.S. Average
12.01% 14.48%

Credit Union Advantage FCU has a net worth of 12.01% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Credit Union Advantage

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