Credit Union Of Richmond Incorporat

Headquarters

1601 Ownby Ln
Richmond, VA 23220
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Credit Union Of Richmond Incorporat is an NCUA insured institution located in Richmond, VA. It was founded in 1923 and has approximately $73.38 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66929
Date Established 1923
Assets $73.38 million
Loans $31.40 million
Deposits $61.07 million
Capital $12.43 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the city of Richmond, Virgina, and to employees of and retirees of the Richmond Virginia area Post Offices serving specific zip codes. Membership is also open to employees of Architectural Hardware, Inc., Paul D. Harvey, DDS, Northern Appraisal Group of Virginia, and over 20 other area employee groups.

Deposit Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Credit Union Of Richmond Incorporat

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Loan Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CREDIT UNION OF RICHMOND INCORPORAT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.076% 3.000% 1.00 $2,442 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CREDIT UNION OF RICHMOND INCORPORAT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Credit Union Of Richmond Incorporat branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Credit Union Of Richmond Incorporat Locations


Financial Details

Credit Union Of Richmond Incorporat Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of Richmond Incorporat. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of Richmond Incorporat U.S. Average
2.86% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Credit Union Of Richmond Incorporat had $339,352 in non-current loans and $26,055 in owned assets. To cover these potential losses it had $12,434,150 in net worth and $364,652 in loans loss reserves. That gives it a Texas Ratio of 2.86%.

Net Worth
Credit Union Of Richmond Incorporat U.S. Average
16.94% 12.20%

Credit Union Of Richmond Incorporat FCU has a net worth of 16.94% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Credit Union Of Richmond Incorporat

Branches and Savings

What is Credit Union Of Richmond Incorporat?

A credit union, registered with the NCUA under certificate #66929.
Learn more about credit unions here.

Is Credit Union Of Richmond Incorporat FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Credit Union Of Richmond Incorporat is insured by the NCUA.

Who can join Credit Union Of Richmond Incorporat?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Union Of Richmond Incorporat's share account and share certificate rates?

Credit Union Of Richmond Incorporat's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Union Of Richmond Incorporat?

Credit Union Of Richmond Incorporat has total capital of $12.43 million. Full information on Credit Union Of Richmond Incorporat's financial position is located above.

Who owns Credit Union Of Richmond Incorporat?

Credit Unions are owned by their members.

Where are Credit Union Of Richmond Incorporat branches located?

See branch locations nearby.

Are Credit Union Of Richmond Incorporat ATMs Open 24/7?

Do Credit Union Of Richmond Incorporat ATMs accept cash deposits?

Can Credit Union Of Richmond Incorporat customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Union Of Richmond Incorporat have a mobile app?

Does Credit Union Of Richmond Incorporat have mobile deposit?

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Does Credit Union Of Richmond Incorporat report to credit bureaus?

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What Products Does Credit Union Of Richmond Incorporat Offer

Does Credit Union Of Richmond Incorporat offer mortgages?

Compare mortgage rates here.

Does Credit Union Of Richmond Incorporat offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Union Of Richmond Incorporat offer auto and RV loans?

Compare auto loan rates here.

Does Credit Union Of Richmond Incorporat offer student loans or personal loans?

Compare personal loan rates here.

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