Tuscaloosa, AL 35404


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63940
Date Established 1955
Assets $31.57 million
Loans $11.50 million
Deposits $27.08 million
Capital $4.49 million

Dch is an NCUA insured institution located in Tuscaloosa, AL. It was founded in 1955 and has approximately $31.57 millions in assets.

Field of Membership Restrictions

DCH Credit Union of Tuscaloosa is open to the residents, registered students, and people that maintain employment in these Alabama Counties: Tuscaloosa, Fayette, Bibb, Greene, Hale, Lamar, Pickens, and Sumter.

Deposit Rates - September 24, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.20% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.10% $500 - Learn MoreShow Less
12 Mo CD
1.20% $500 - Learn MoreShow Less
18 Mo CD
1.30% $500 - Learn MoreShow Less
24 Mo CD
1.45% $500 - Learn MoreShow Less
36 Mo CD
1.55% $500 - Learn MoreShow Less
48 Mo CD
1.65% $500 - Learn MoreShow Less
60 Mo CD
1.80% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $1 - Learn MoreShow Less

Loan Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for DCH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.526% 3.500% 0.38 $805 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to DCH
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Below are Dch branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dch Locations

Financial Details

Dch Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dch. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dch U.S. Average
10.73% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Dch had $463,490 in non-current loans and $40,819 in owned assets. To cover these potential losses it had $4,490,915 in net worth and $207,062 in loans loss reserves. That gives it a Texas Ratio of 10.73%.

Net Worth
Dch U.S. Average
14.22% 13.47%

Dch FCU has a net worth of 14.22% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dch

Branches and Savings

What is Dch?

A federal credit union, registered with the NCUA under certificate #63940.
Learn more about credit unions here.

Is Dch FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dch?

Please see Field of Membership information above for information on who is eligible to join.

What are Dch's share account and share certificate rates?

Dch's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dch?

Dch has total capital of $4.49 million. Full information on Dch's financial position is located above.

Who owns Dch?

Credit Unions are owned by their members.

Where are Dch branches located?

See branch locations nearby.

Are Dch ATMs Open 24/7?

Do Dch ATMs accept cash deposits?

Can Dch customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dch have a mobile app?

Does Dch have mobile deposit?

Does Dch have quick pay?

How can Dch transfer money to other banks or credit unions?

Does Dch report to credit bureaus?

Does Dch use Chexsystems?

Does Dch use Equifax?

What is Dch's toll free phone number?

What is Dch's ACH Routing Number?

What is Dch's SWIFT code?

Where can I find Dch's wire transfer form?

What is the Dch address for deposits?

What Products Does Dch Offer

Does Dch offer mortgages?

Compare mortgage rates here.

Does Dch offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dch offer auto and RV loans?

Compare auto loan rates here.

Does Dch offer student loans or personal loans?

Compare personal loan rates here.

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