Denocos Federal Credit Union

Headquarters

1244 Glenn St
Crescent City, CA 95531
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Denocos is an NCUA insured institution located in Crescent City, CA. It was founded in 1957 and has approximately $6.34 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12028
Date Established 1957
Assets $6.34 million
Loans $3.34 million
Deposits $5.37 million
Capital $0.94 million
 

Deposit Rates - September 3, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Denocos

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Loan Rates - September 3, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Denocos

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Denocos branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Denocos Locations around zip code 10116


BranchDistance Map View Lobby Hours

Denocos Federal Credit Union

2661.83 A View Lobby Hours


Climate Policy and Initiatives

DENOCOS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Denocos Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Denocos. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Denocos U.S. Average
3.21% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Denocos had $29,070 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $944,852 in net worth and $55,315 in loans loss reserves. That gives it a Texas Ratio of 3.21%.

Net Worth
Denocos U.S. Average
14.91% 14.48%

Denocos FCU has a net worth of 14.91% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Denocos

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