DERRY AREA

Headquarters

P.O. BOX 128
Derry, PA 15627
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Derry Area is an NCUA insured institution located in Derry, PA. It was founded in 1949 and has approximately $10.16 millions in assets.

NCUA Insured Yes
Charter Number # # 6196
Date Established 1949
Assets $10.16 million
Loans $5.46 million
Deposits $8.88 million
Capital $1.23 million
 

Deposit Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Derry Area

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Loan Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DERRY AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to DERRY AREA
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Branches

Below are Derry Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Derry Area Locations


Financial Details

Derry Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Derry Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Derry Area U.S. Average
1.63% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Derry Area had $20,725 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,233,699 in net worth and $35,981 in loans loss reserves. That gives it a Texas Ratio of 1.63%.

Net Worth
Derry Area U.S. Average
12.14% 13.61%

Derry Area FCU has a net worth of 12.14% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Derry Area

Branches and Savings

What is Derry Area?

A federal credit union, registered with the NCUA under certificate #6196.
Learn more about credit unions here.

Is Derry Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Derry Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Derry Area's share account and share certificate rates?

Derry Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Derry Area?

Derry Area has total capital of $1.23 million. Full information on Derry Area's financial position is located above.

Who owns Derry Area?

Credit Unions are owned by their members.

Where are Derry Area branches located?

See branch locations nearby.

Are Derry Area ATMs Open 24/7?

Do Derry Area ATMs accept cash deposits?

Can Derry Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Derry Area have a mobile app?

Does Derry Area have mobile deposit?

Does Derry Area have quick pay?

How can Derry Area transfer money to other banks or credit unions?

Does Derry Area report to credit bureaus?

Does Derry Area use Chexsystems?

Does Derry Area use Equifax?

What is Derry Area's toll free phone number?

What is Derry Area's ACH Routing Number?

What is Derry Area's SWIFT code?

Where can I find Derry Area's wire transfer form?

What is the Derry Area address for deposits?

What Products Does Derry Area Offer

Does Derry Area offer mortgages?

Compare mortgage rates here.

Does Derry Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Derry Area offer auto and RV loans?

Compare auto loan rates here.

Does Derry Area offer student loans or personal loans?

Compare personal loan rates here.

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