900 E Wayne St
Celina, OH 45822
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Dynamic is an NCUA insured institution located in Celina, OH. It was founded in 1950 and has approximately $61.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6747
Date Established 1950
Assets $61.81 million
Loans $37.52 million
Deposits $51.50 million
Capital $10.19 million

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or worship in, and businesses and other legal entities located in Mercer County in the state of Ohio.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Dynamic

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Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DYNAMIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.610% 3.500% 0.88 $3,438 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Dynamic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Dynamic Locations

Climate Initiatives

DYNAMIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Dynamic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dynamic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dynamic U.S. Average
0.82% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Dynamic had $56,348 in non-current loans and $28,625 in owned assets. To cover these potential losses it had $10,194,838 in net worth and $189,950 in loans loss reserves. That gives it a Texas Ratio of 0.82%.

Net Worth
Dynamic U.S. Average
16.49% 12.22%

Dynamic FCU has a net worth of 16.49% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dynamic

Branches and Savings

What is Dynamic?

A federal credit union, registered with the NCUA under certificate #6747.
Learn more about credit unions here.

Is Dynamic FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Dynamic is insured by the NCUA.

Who can join Dynamic?

Please see Field of Membership information above for information on who is eligible to join.

What are Dynamic's share account and share certificate rates?

Dynamic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dynamic?

Dynamic has total capital of $10.19 million. Full information on Dynamic's financial position is located above.

Who owns Dynamic?

Credit Unions are owned by their members.

Where are Dynamic branches located?

See branch locations nearby.

Are Dynamic ATMs Open 24/7?

Do Dynamic ATMs accept cash deposits?

Can Dynamic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dynamic have a mobile app?

Does Dynamic have mobile deposit?

Does Dynamic have quick pay?

How can Dynamic transfer money to other banks or credit unions?

Does Dynamic report to credit bureaus?

Does Dynamic use Chexsystems?

Does Dynamic use Equifax?

What is Dynamic's toll free phone number?

What is Dynamic's ACH Routing Number?

What is Dynamic's SWIFT code?

Where can I find Dynamic's wire transfer form?

What is the Dynamic address for deposits?

What Products Does Dynamic Offer

Does Dynamic offer mortgages?

Compare mortgage rates here.

Does Dynamic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dynamic offer auto and RV loans?

Compare auto loan rates here.

Does Dynamic offer student loans or personal loans?

Compare personal loan rates here.

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