Energy Federal Credit Union

Headquarters

805 King Farm Blvd Ste 110
Rockville, MD 20850
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Energy is an NCUA insured institution located in Rockville, MD. It was founded in 1948 and has approximately $102.69 millions in assets.

Acquired by PenFed effective January 1, 2017.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5631
Date Established 1948
Assets $102.69 million
Loans $65.16 million
Deposits $93.48 million
Capital $8.02 million
 

Field of Membership Restrictions

Must be an employee of one of their Select Employee Groups.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Energy

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Energy

Note to Energy
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ENERGY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ENERGY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Energy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Energy Locations



Climate Initiatives

ENERGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Energy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Energy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Energy U.S. Average
0.38% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Energy had $31,734 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,022,568 in net worth and $357,938 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Energy U.S. Average
8.01% 12.22%

Energy FCU has a net worth of 8.01% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ENERGY

There are currently no comments for ENERGY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →