ENERGY

805 King Farm Blvd Ste 110
Rockville, MD 20850

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5631
Date Established 1948
Assets $102.69 million
Loans $65.16 million
Deposits $93.48 million
Capital $8.02 million

Energy is an NCUA insured institution located in Rockville, MD. It was founded in 1948 and has approximately $102.69 millions in assets.

Acquired by PenFed effective January 1, 2017.

Field of Membership Restrictions

Must be an employee of one of their Select Employee Groups.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Energy

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Energy
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Energy, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ENERGY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to ENERGY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Energy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Energy Locations


Financial Details

Energy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Energy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Energy U.S. Average
0.38% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Energy had $31,734 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,022,568 in net worth and $357,938 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Energy U.S. Average
8.01% 13.47%

Energy FCU has a net worth of 8.01% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Energy

Branches and Savings

What is Energy?

A federal credit union, registered with the NCUA under certificate #5631.
Learn more about credit unions here.

Is Energy FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Energy?

Please see Field of Membership information above for information on who is eligible to join.

What are Energy's share account and share certificate rates?

Energy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Energy?

Energy has total capital of $8.02 million. Full information on Energy's financial position is located above.

Who owns Energy?

Credit Unions are owned by their members.

Where are Energy branches located?

See branch locations nearby.

Are Energy ATMs Open 24/7?

Do Energy ATMs accept cash deposits?

Can Energy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Energy have a mobile app?

Does Energy have mobile deposit?

Does Energy have quick pay?

How can Energy transfer money to other banks or credit unions?

Does Energy report to credit bureaus?

Does Energy use Chexsystems?

Does Energy use Equifax?

What is Energy's toll free phone number?

What is Energy's ACH Routing Number?

What is Energy's SWIFT code?

Where can I find Energy's wire transfer form?

What is the Energy address for deposits?

What Products Does Energy Offer

Does Energy offer mortgages?

Compare mortgage rates here.

Does Energy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Energy offer auto and RV loans?

Compare auto loan rates here.

Does Energy offer student loans or personal loans?

Compare personal loan rates here.

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