FAMILY FINANCIAL

3575 HENRY ST
Norton Shores, MI 49441

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.87% 2.36% →
2-Year CD 2.17% 2.60% →
5-Year CD 2.94% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Family Financial is an NCUA insured institution located in Norton Shores, MI. It was founded in 1959 and has approximately $116.79 millions in assets.

NCUA Insured Yes
Charter Number # # 61633
Date Established 1959
Assets $116.79 million
Loans $74.65 million
Deposits $100.75 million
Capital $15.61 million
 

Field of Membership Restrictions

Family Financial Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in these eligible counties: Muskegon, Ottawa, Oceana, Mason, and Newaygo along with the family members of the current credit union members.

Deposit Rates - November 12, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.90% $2,500 $4,999 Learn MoreShow Less
Money Market
1.10% $10,000 $24,999 Learn MoreShow Less
Money Market
1.20% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.87% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
1.51% $500 - Learn MoreShow Less
1.87% $500 $24,999 Learn MoreShow Less
2.17% $500 $24,999 Learn MoreShow Less
2.43% $500 $24,999 Learn MoreShow Less
2.68% $500 $24,999 Learn MoreShow Less
2.94% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less

Loan Rates - November 12, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FAMILY FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.633% 3.625% 0.13 $238 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FAMILY FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Family Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Family Financial Locations


Financial Details

Family Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Financial U.S. Average
3.45% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Family Financial had $525,718 in non-current loans and $21,963 in owned assets. To cover these potential losses it had $15,606,138 in net worth and $265,330 in loans loss reserves. That gives it a Texas Ratio of 3.45%.

Net Worth
Family Financial U.S. Average
13.36% 13.65%

Family Financial FCU has a net worth of 13.36% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family Financial

Branches and Savings

What is Family Financial?

A federal credit union, registered with the NCUA under certificate #61633.
Learn more about credit unions here.

Is Family Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Family Financial's share account and share certificate rates?

Family Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family Financial?

Family Financial has total capital of $15.61 million. Full information on Family Financial's financial position is located above.

Who owns Family Financial?

Credit Unions are owned by their members.

Where are Family Financial branches located?

See branch locations nearby.

Are Family Financial ATMs Open 24/7?

Do Family Financial ATMs accept cash deposits?

Can Family Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family Financial have a mobile app?

Does Family Financial have mobile deposit?

Does Family Financial have quick pay?

How can Family Financial transfer money to other banks or credit unions?

Does Family Financial report to credit bureaus?

Does Family Financial use Chexsystems?

Does Family Financial use Equifax?

What is Family Financial's toll free phone number?

What is Family Financial's ACH Routing Number?

What is Family Financial's SWIFT code?

Where can I find Family Financial's wire transfer form?

What is the Family Financial address for deposits?

What Products Does Family Financial Offer

Does Family Financial offer mortgages?

Compare mortgage rates here.

Does Family Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family Financial offer auto and RV loans?

Compare auto loan rates here.

Does Family Financial offer student loans or personal loans?

Compare personal loan rates here.

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