Family Financial


3575 Henry St
Norton Shores, MI 49441
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.65% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.11% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Family Financial is an NCUA insured institution located in Norton Shores, MI. It was founded in 1959 and has approximately $143.45 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61633
Date Established 1959
Assets $143.45 million
Loans $80.99 million
Deposits $125.72 million
Capital $16.25 million

Field of Membership Restrictions

Family Financial Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in these eligible counties: Muskegon, Ottawa, Oceana, Mason, and Newaygo along with the family members of the current credit union members.

Deposit Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less

Loan Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAMILY FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.652% 2.625% 0.38 $898 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Family Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Family Financial Locations

Financial Details

Family Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Financial U.S. Average
3.50% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Family Financial had $554,776 in non-current loans and $21,963 in owned assets. To cover these potential losses it had $16,250,434 in net worth and $218,951 in loans loss reserves. That gives it a Texas Ratio of 3.50%.

Net Worth
Family Financial U.S. Average
11.32% 12.67%

Family Financial FCU has a net worth of 11.32% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family Financial

Branches and Savings

What is Family Financial?

A credit union, registered with the NCUA under certificate #61633.
Learn more about credit unions here.

Is Family Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Family Financial is insured by the NCUA.

Who can join Family Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Family Financial's share account and share certificate rates?

Family Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family Financial?

Family Financial has total capital of $16.25 million. Full information on Family Financial's financial position is located above.

Who owns Family Financial?

Credit Unions are owned by their members.

Where are Family Financial branches located?

See branch locations nearby.

Are Family Financial ATMs Open 24/7?

Do Family Financial ATMs accept cash deposits?

Can Family Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family Financial have a mobile app?

Does Family Financial have mobile deposit?

Does Family Financial have quick pay?

How can Family Financial transfer money to other banks or credit unions?

Does Family Financial report to credit bureaus?

Does Family Financial use Chexsystems?

Does Family Financial use Equifax?

What is Family Financial's toll free phone number?

What is Family Financial's ACH Routing Number?

What is Family Financial's SWIFT code?

Where can I find Family Financial's wire transfer form?

What is the Family Financial address for deposits?

What Products Does Family Financial Offer

Does Family Financial offer mortgages?

Compare mortgage rates here.

Does Family Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family Financial offer auto and RV loans?

Compare auto loan rates here.

Does Family Financial offer student loans or personal loans?

Compare personal loan rates here.

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