Saginaw, MI 48602

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.65% 2.25% →
2-Year CD 1.85% 2.50% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Family First is an NCUA insured institution located in Saginaw, MI. It was founded in 1939 and has approximately $76.17 millions in assets.

NCUA Insured Yes
Charter Number # # 61909
Date Established 1939
Assets $76.17 million
Loans $47.81 million
Deposits $68.11 million
Capital $7.17 million

Field of Membership Restrictions

Family First Credit Union of Michigan is open to the residents, church members, registered students, retirees 55+ receiving income compensation, and the people that maintain employment in these eligible counties: Saginaw, Bay, Midland, and Genesee as well as the family and/or household members of these eligible people.

Deposit Rates - December 13, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1,000 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
1.65% $1,000 $9,999,999 Learn MoreShow Less
Fixed IRA
1.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
1.25% $500 $9,999,999 Learn MoreShow Less
1.65% $1,000 $9,999,999 Learn MoreShow Less
12 Mo CD
1.50% $1,000 - Learn MoreShow Less
1.75% $1,000 $9,999,999 Learn MoreShow Less
18 Mo CD
1.65% $1,000 - Learn MoreShow Less
24 Mo CD
1.85% $2,500 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.00% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $101 $1,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - December 13, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for FAMILY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Hart West Financial Inc.
NMLS ID: 116830
3.281% 3.250% 0.38 $980 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Family First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Family First Locations

Financial Details

Family First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family First U.S. Average
5.79% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Family First had $417,933 in non-current loans and $29,690 in owned assets. To cover these potential losses it had $7,168,832 in net worth and $557,857 in loans loss reserves. That gives it a Texas Ratio of 5.79%.

Net Worth
Family First U.S. Average
9.41% 13.65%

Family First FCU has a net worth of 9.41% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family First

Branches and Savings

What is Family First?

A federal credit union, registered with the NCUA under certificate #61909.
Learn more about credit unions here.

Is Family First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family First?

Please see Field of Membership information above for information on who is eligible to join.

What are Family First's share account and share certificate rates?

Family First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family First?

Family First has total capital of $7.17 million. Full information on Family First's financial position is located above.

Who owns Family First?

Credit Unions are owned by their members.

Where are Family First branches located?

See branch locations nearby.

Are Family First ATMs Open 24/7?

Do Family First ATMs accept cash deposits?

Can Family First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family First have a mobile app?

Does Family First have mobile deposit?

Does Family First have quick pay?

How can Family First transfer money to other banks or credit unions?

Does Family First report to credit bureaus?

Does Family First use Chexsystems?

Does Family First use Equifax?

What is Family First's toll free phone number?

What is Family First's ACH Routing Number?

What is Family First's SWIFT code?

Where can I find Family First's wire transfer form?

What is the Family First address for deposits?

What Products Does Family First Offer

Does Family First offer mortgages?

Compare mortgage rates here.

Does Family First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family First offer auto and RV loans?

Compare auto loan rates here.

Does Family First offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Family First

There are currently no comments for Family First. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →