22 E Flagler St 6th Floor
Miami, FL 33131
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Financial is an NCUA insured institution located in Miami, FL. It was founded in 1937 and has approximately $50.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2149
Date Established 1937
Assets $50.71 million
Loans $15.27 million
Deposits $42.47 million
Capital $8.18 million

Field of Membership Restrictions

Membership is open associates of Bloomingdales, Macy's, Miami Herald, Office Depot, Kansas City Star, or Wichita Eagle and select organizations.

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Financial

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Financial
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Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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2.752% 2.675% 1.00 $2,498 $1,011 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Locations

Financial Details

Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial U.S. Average
2.13% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Financial had $178,482 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,181,149 in net worth and $203,109 in loans loss reserves. That gives it a Texas Ratio of 2.13%.

Net Worth
Financial U.S. Average
16.13% 12.20%

Financial FCU has a net worth of 16.13% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial

Branches and Savings

What is Financial?

A federal credit union, registered with the NCUA under certificate #2149.
Learn more about credit unions here.

Is Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Financial is insured by the NCUA.

Who can join Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial's share account and share certificate rates?

Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial?

Financial has total capital of $8.18 million. Full information on Financial's financial position is located above.

Who owns Financial?

Credit Unions are owned by their members.

Where are Financial branches located?

See branch locations nearby.

Are Financial ATMs Open 24/7?

Do Financial ATMs accept cash deposits?

Can Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial have a mobile app?

Does Financial have mobile deposit?

Does Financial have quick pay?

How can Financial transfer money to other banks or credit unions?

Does Financial report to credit bureaus?

Does Financial use Chexsystems?

Does Financial use Equifax?

What is Financial's toll free phone number?

What is Financial's ACH Routing Number?

What is Financial's SWIFT code?

Where can I find Financial's wire transfer form?

What is the Financial address for deposits?

What Products Does Financial Offer

Does Financial offer mortgages?

Compare mortgage rates here.

Does Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial offer auto and RV loans?

Compare auto loan rates here.

Does Financial offer student loans or personal loans?

Compare personal loan rates here.

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