17151 Chesterfield Airport Rd
Chesterfield, MO 63005
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Phone 800-767-8880
First Community Credit Union Of Chesterfield is an NCUA insured institution located in Chesterfield, MO. It was founded in 1934 and has approximately $4836.16 millions in assets.
Who can join?
To qualify for membership, you must meet one of the following:
Be an employee or retiree of a company or association in our field of membership.
Live or work in a qualifying community (Communities include all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair).
Be a family member (spouse, child, grandchild, sibling, parent, or grandparent).
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67619 |
| Date Established | 1934 |
| Assets | $4,836.16 million |
| Loans | $3,286.77 million |
| Deposits | $4,302.06 million |
| Capital | $410.25 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.25% | $0 | - |
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|
|
Money Market
|
2.30% | $1,000 | $24,999 |
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|
|
Money Market
|
2.90% | $25,000 | $49,999 |
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|
|
Money Market
|
3.05% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.45% | $500 | - |
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|
| 12 Mo CD
|
4.00% | $500 | - |
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|
| 15 Mo CD
|
3.50% | $500 | - |
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|
| 18 Mo CD
|
3.55% | $500 | - |
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|
| 24 Mo CD
|
3.35% | $500 | - |
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|
| 36 Mo CD
|
3.15% | $500 | - |
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|
| 48 Mo CD
|
3.20% | $500 | - |
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|
| 60 Mo CD
|
3.30% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.25% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Business Plus Checking
|
0.10% | $0 | - | Learn More |
Your Current Location: New York, NY 10116
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
7.49% | 9.24% | Varies |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 4.49% | 4.49% | $743.56 | |
| 4 Year | 5.49% | 5.49% | $581.30 | |
| 5 Year | 5.49% | 5.49% | $477.41 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
5.85% | 5.64% | $1,844.93 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.68% | 6.86% | $2,098.97 | |
| 10 Year Fixed Conforming See Amortization Table |
6.30% | 4.07% | $3,250.35 | |
| 15 Year Fixed Jumbo See Amortization Table |
5.26% | 5.25% | $2,572.41 | |
| 15 Year Fixed Conforming See Amortization Table |
5.79% | 6.43% | $2,774.54 | |
| 20 Year Fixed Conforming See Amortization Table |
6.03% | 6.67% | $2,417.21 | |
| 30 Year Fixed Jumbo See Amortization Table |
6.26% | 6.25% | $1,970.30 | |
| 30 Year Fixed Conforming See Amortization Table |
6.40% | 7.03% | $2,135.85 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming See Amortization Table |
5.85% | 5.64% | $1,844.93 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.68% | 6.86% | $2,098.97 | |
| 10 Year Fixed Conforming See Amortization Table |
6.30% | 4.07% | $3,250.35 | |
| 15 Year Fixed Jumbo See Amortization Table |
5.26% | 5.25% | $2,572.41 | |
| 15 Year Fixed Conforming See Amortization Table |
5.79% | 6.43% | $2,774.54 | |
| 20 Year Fixed Conforming See Amortization Table |
6.03% | 6.67% | $2,417.21 | |
| 30 Year Fixed Jumbo See Amortization Table |
6.26% | 6.25% | $1,970.30 | |
| 30 Year Fixed Conforming See Amortization Table |
6.40% | 7.03% | $2,135.85 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are First Community Credit Union Of Chesterfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 855.70 | A | View Lobby Hours | |
| 857.07 | B | View Lobby Hours | |
| 858.87 | C | View Lobby Hours | |
| 860.20 | D | View Lobby Hours | |
| 866.01 | E | View Lobby Hours | |
| 875.94 | F | View Lobby Hours | |
| 876.03 | G | View Lobby Hours | |
| 877.20 | H | View Lobby Hours | |
| 877.51 | I | View Lobby Hours | |
| 877.78 | J | View Lobby Hours | |
| 879.14 | K | View Lobby Hours | |
| 880.55 | L | View Lobby Hours | |
| 881.35 | M | View Lobby Hours | |
| 881.84 | N | View Lobby Hours | |
| 882.94 | O | View Lobby Hours | |
| 883.21 | P | View Lobby Hours | |
| 884.45 | Q | View Lobby Hours | |
| 885.27 | R | View Lobby Hours | |
| 885.76 | S | View Lobby Hours | |
| 886.68 | T | View Lobby Hours | |
| 887.47 | U | View Lobby Hours | |
| 889.04 | V | View Lobby Hours | |
| 889.33 | W | View Lobby Hours | |
| 890.36 | X | View Lobby Hours | |
| 890.49 | Y | View Lobby Hours | |
| 893.17 | Z | View Lobby Hours |
FIRST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of First Community Credit Union Of Chesterfield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| First Community Credit Union Of Chesterfield | U.S. Average |
|---|---|
| 7.26% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, First Community Credit Union Of Chesterfield had $28,249,753 in non-current loans and $2,911,130 in owned assets. To cover these potential losses it had $410,253,166 in net worth and $19,119,298 in loans loss reserves. That gives it a Texas Ratio of 7.26%.
| First Community Credit Union Of Chesterfield | U.S. Average |
|---|---|
| 8.48% | 14.48% |
First Community Credit Union Of Chesterfield FCU has a net worth of 8.48% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 14, 2026
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