FIRST DAKOTA

PO Box 988
Sioux Falls, SD 57101

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 40
Date Established 1934
Assets $4.66 million
Loans $2.53 million
Deposits $4.18 million
Capital $0.47 million

First Dakota is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1934 and has approximately $4.66 millions in assets.

Deposit Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

We do not yet have rates for First Dakota

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Note to First Dakota
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There are currently no rates available for First Dakota, but see these great savings and CD rates:

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Loan Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST DAKOTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.763% 4.750% 0.13 $378 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to FIRST DAKOTA
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Branches

Below are First Dakota branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Dakota Locations

Financial Details

First Dakota Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Dakota. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Dakota U.S. Average
4.87% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, First Dakota had $24,610 in non-current loans and $0 in owned assets. To cover these potential losses it had $467,534 in net worth and $37,797 in loans loss reserves. That gives it a Texas Ratio of 4.87%.

Net Worth
First Dakota U.S. Average
10.04% 13.21%

First Dakota FCU has a net worth of 10.04% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On First Dakota

What is First Dakota?

A federal credit union, registered with the NCUA under certificate #40.
Learn more about credit unions here.

Is First Dakota FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Dakota?

Please see Field of Membership information above for information on who is eligible to join.

What are First Dakota's share account and share certificate rates?

First Dakota's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Dakota?

First Dakota has total capital of $0.47 million. Full information on First Dakota's financial position is located above.

Who owns First Dakota?

Credit Unions are owned by their members.

Where are First Dakota branches located?

See branch locations nearby.

Are First Dakota ATMs Open 24/7?

Do First Dakota ATMs accept cash deposits?

Can First Dakota customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Dakota have a mobile app?

Does First Dakota have mobile deposit?

Does First Dakota have quick pay?

How can First Dakota transfer money to other banks or credit unions?

Does First Dakota report to credit bureaus?

Does First Dakota use Chexsystems?

Does First Dakota use Equifax?

What is First Dakota's toll free phone number?

What is First Dakota's ACH Routing Number?

What is First Dakota's SWIFT code?

Where can I find First Dakota's wire transfer form?

What is the First Dakota address for deposits?

What Products Does First Dakota Offer

Does First Dakota offer mortgages?

Compare mortgage rates here.

Does First Dakota offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Dakota offer auto and RV loans?

Compare auto loan rates here.

Does First Dakota offer student loans or personal loans?

Compare personal loan rates here.

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