First Financial Federal Credit Union

Headquarters

391 Us Highway 9
Freehold, NJ 07728
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 2.55% →
1-Year CD 0.10% 2.85% →
2-Year CD 0.20% 3.20% →
5-Year CD 0.25% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

First Financial is an NCUA insured institution located in Freehold, NJ. It was founded in 1936 and has approximately $209.95 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in Monmouth or
Ocean Counties in NJ - can become a First Financial member.

Any business or legal entity in Monmouth or Ocean Counties in NJ can become a member.

Once you’re a member, your immediate family can join too.

You are also eligible for membership if you’re one of the union's financial partners.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1021
Date Established 1936
Assets $209.95 million
Loans $83.66 million
Deposits $204.29 million
Capital $9.18 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Monmouth or Ocean Counties in New Jersey.

Deposit Rates - August 18, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.01% $10,000 $14,999 Learn More
6 Mo CD
0.01% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.25% $10,000 $14,999 Learn More
60 Mo CD
0.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 18, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.808% 4.750% 0.63 $1,680 $1,305 Learn More
PADDIO
NMLS ID: 1907
5.521% 5.375% 0.63 $4,062 $1,400 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.698% 6.625% 0.25 $1,875 $1,601 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Financial Locations



Climate Initiatives

FIRST FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Financial U.S. Average
11.95% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, First Financial had $1,112,676 in non-current loans and $503,925 in owned assets. To cover these potential losses it had $9,175,397 in net worth and $4,349,406 in loans loss reserves. That gives it a Texas Ratio of 11.95%.

Net Worth
First Financial U.S. Average
4.45% 12.28%

First Financial FCU has a net worth of 4.45% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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