FIRST FINANCIAL

391 US Highway 9
Freehold, NJ 07728

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1021
Date Established 1936
Assets $191.09 million
Loans $133.41 million
Deposits $181.54 million
Capital $9.75 million

First Financial is an NCUA insured institution located in Freehold, NJ. It was founded in 1936 and has approximately $191.09 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in Monmouth or
Ocean Counties in NJ - can become a First Financial member.

Any business or legal entity in Monmouth or Ocean Counties in NJ can become a member.

Once you’re a member, your immediate family can join too.

You are also eligible for membership if you’re one of the union's financial partners.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Monmouth or Ocean Counties in New Jersey.

Deposit Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.35% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $49,999 Learn MoreShow Less
0.15% $10,000 $49,999 Learn MoreShow Less
18 Mo CD
0.25% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
0.30% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
0.40% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
0.60% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
0.60% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.287% 4.250% 0.00 $1,212 $1,230 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.274% 4.250% 0.25 $722 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to FIRST FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Financial Locations

Financial Details

First Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Financial U.S. Average
20.00% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, First Financial had $1,928,342 in non-current loans and $1,001,200 in owned assets. To cover these potential losses it had $9,752,085 in net worth and $4,893,224 in loans loss reserves. That gives it a Texas Ratio of 20.00%.

Net Worth
First Financial U.S. Average
5.23% 13.21%

First Financial FCU has a net worth of 5.23% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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